What if you'd held FNLC?
A $1,000 investment in First Bancorp, Inc (ME) (FNLC) at the month-end close of 1999-07 would be worth $16,365 at the close of 2026-08 — +1536.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,801.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1999
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1999 | $1,000 | — |
| 2000 | $982 | -1.8% |
| 2001 | $1,465 | +49.1% |
| 2002 | $2,165 | +47.8% |
| 2003 | $3,535 | +63.3% |
| 2004 | $3,800 | +7.5% |
| 2005 | $3,935 | +3.6% |
| 2006 | $3,876 | -1.5% |
| 2007 | $3,541 | -8.6% |
| 2008 | $5,094 | +43.9% |
| 2009 | $4,082 | -19.9% |
| 2010 | $4,406 | +7.9% |
| 2011 | $4,529 | +2.8% |
| 2012 | $5,088 | +12.3% |
| 2013 | $5,629 | +10.6% |
| 2014 | $6,206 | +10.2% |
| 2015 | $7,276 | +17.3% |
| 2016 | $12,276 | +68.7% |
| 2017 | $10,471 | -14.7% |
| 2018 | $10,494 | +0.2% |
| 2019 | $12,612 | +20.2% |
| 2020 | $11,159 | -11.5% |
| 2021 | $14,424 | +29.3% |
| 2022 | $14,365 | -0.4% |
| 2023 | $14,294 | -0.5% |
| 2024 | $14,647 | +2.5% |
| 2025 | $14,982 | +2.3% |
| 2026 | $20,312 | +35.6% |
Best and worst month-end to buy
The best single month-end close to have bought FNLC was 2000-03 ($1.54): $1,000 then is $22,422 today. The worst was 2026-07 ($35.10): $1,000 then is $984.
FAQ
What would $1,000 in FNLC be worth today?
A $1,000 investment in First Bancorp, Inc (ME) (FNLC) at the start of 1999 would be worth about $16,365 today, a total return of +1536.5%. Dividends are reinvested in these figures.
What were the best and worst years for FNLC?
First Bancorp, Inc (ME) (FNLC)'s strongest calendar year since 1999 was 2016, a +68.7% return — $1,000 held through that year became about $1,687 by year-end. Its weakest year was 2009, at -19.9%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in FNLC have grown?
Investing $100 at the end of every month since 1999-07 would have grown to about $167,531 on $32,600 invested.
Did FNLC beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $5,801. FNLC beat the S&P 500 by +182.1% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
First Bancorp, Inc (ME) (FNLC) historical total-return data from 1999-07 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.