Wall Street RegretsThe regret calculator.

What if you'd held HWBK?

A $1,000 investment in Hawthorn Bancshares, Inc. (HWBK) at the month-end close of 1999-07 would be worth $8,615 at the close of 2026-08 — +761.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,801.

$1,000 since 1999$8,615Total return+761.5%Multiple8.6×CAGR+8.3%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$8,615Gain+$7,615 (+761.5%)Multiple8.6×CAGR+8.3%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$5,5692001$6,9192002$6,0202003$4,5412004$2,7342005$3,3392006$3,1722007$2,8912008$3,5442009$4,9462010$8,1512011$8,4852012$11,2812013$8,5402014$4,9902015$4,0302016$3,5952017$3,1552018$2,6572019$2,4782020$2,0062021$2,2782022$1,8762023$2,0922024$1,6652025$1,4432026$1,142

    Every year, $1,000 from 1999

    YearValue of $1,000Year return
    1999$1,000
    2000$805-19.5%
    2001$925+14.9%
    2002$1,226+32.6%
    2003$2,037+66.1%
    2004$1,668-18.1%
    2005$1,755+5.3%
    2006$1,926+9.8%
    2007$1,571-18.4%
    2008$1,126-28.4%
    2009$683-39.3%
    2010$656-3.9%
    2011$494-24.8%
    2012$652+32.1%
    2013$1,116+71.1%
    2014$1,382+23.8%
    2015$1,549+12.1%
    2016$1,765+14.0%
    2017$2,096+18.8%
    2018$2,248+7.2%
    2019$2,777+23.5%
    2020$2,444-12.0%
    2021$2,969+21.5%
    2022$2,662-10.3%
    2023$3,344+25.6%
    2024$3,860+15.4%
    2025$4,874+26.3%
    2026$5,569+14.2%

    Best and worst month-end to buy

    The best single month-end close to have bought HWBK was 2011-10 ($3.23): $1,000 then is $12,189 today. The worst was 2026-08 ($39.37): $1,000 then is $1,000.

    FAQ

    What would $1,000 in HWBK be worth today?

    A $1,000 investment in Hawthorn Bancshares, Inc. (HWBK) at the start of 1999 would be worth about $8,615 today, a total return of +761.5%. Dividends are reinvested in these figures.

    What were the best and worst years for HWBK?

    Hawthorn Bancshares, Inc. (HWBK)'s strongest calendar year since 1999 was 2013, a +71.1% return — $1,000 held through that year became about $1,711 by year-end. Its weakest year was 2009, at -39.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in HWBK have grown?

    Investing $100 at the end of every month since 1999-07 would have grown to about $132,530 on $32,600 invested.

    Did HWBK beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,801. HWBK beat the S&P 500 by +48.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Hawthorn Bancshares, Inc. (HWBK) historical total-return data from 1999-07 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.