Wall Street RegretsThe regret calculator.

What if you'd held HSBC?

A $1,000 investment in HSBC Holdings, plc. (HSBC) at the month-end close of 1999-07 would be worth $6,508 at the close of 2026-08 — +550.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,801.

$1,000 since 1999$6,508Total return+550.8%Multiple6.5×CAGR+7.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$6,508Gain+$5,508 (+550.8%)Multiple6.5×CAGR+7.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$5,4272001$5,0972002$6,0212003$6,3502004$4,1722005$3,7052006$3,7572007$3,1612008$3,2942009$5,3122010$4,3492011$4,7032012$6,0392013$4,1432014$3,8202015$4,2522016$4,8072017$4,3812018$3,2202019$3,8362020$3,7822021$5,5392022$4,5852023$4,2542024$3,0502025$2,2682026$1,351

    Every year, $1,000 from 1999

    YearValue of $1,000Year return
    1999$1,000
    2000$1,065+6.5%
    2001$901-15.3%
    2002$855-5.2%
    2003$1,301+52.2%
    2004$1,465+12.6%
    2005$1,445-1.4%
    2006$1,717+18.8%
    2007$1,648-4.0%
    2008$1,022-38.0%
    2009$1,248+22.1%
    2010$1,154-7.5%
    2011$899-22.1%
    2012$1,310+45.7%
    2013$1,421+8.5%
    2014$1,276-10.2%
    2015$1,129-11.6%
    2016$1,239+9.7%
    2017$1,685+36.1%
    2018$1,415-16.1%
    2019$1,435+1.4%
    2020$980-31.7%
    2021$1,184+20.8%
    2022$1,276+7.8%
    2023$1,779+39.5%
    2024$2,393+34.5%
    2025$4,018+67.9%
    2026$5,427+35.1%

    Best and worst month-end to buy

    The best single month-end close to have bought HSBC was 2009-03 ($11.37): $1,000 then is $8,997 today. The worst was 2026-07 ($107): $1,000 then is $960.

    FAQ

    What would $1,000 in HSBC be worth today?

    A $1,000 investment in HSBC Holdings, plc. (HSBC) at the start of 1999 would be worth about $6,508 today, a total return of +550.8%. Dividends are reinvested in these figures.

    What were the best and worst years for HSBC?

    HSBC Holdings, plc. (HSBC)'s strongest calendar year since 1999 was 2025, a +67.9% return — $1,000 held through that year became about $1,679 by year-end. Its weakest year was 2008, at -38.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in HSBC have grown?

    Investing $100 at the end of every month since 1999-07 would have grown to about $140,881 on $32,600 invested.

    Did HSBC beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,801. HSBC beat the S&P 500 by +12.2% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    HSBC Holdings, plc. (HSBC) historical total-return data from 1999-07 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.