Wall Street RegretsThe regret calculator.

What if you'd held FFIN?

A $1,000 investment in First Financial Bankshares, Inc. (FFIN) at the month-end close of 1993-11 would be worth $64,377 at the close of 2026-08 — +6337.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $16,692.

$1,000 since 1993$64,377Total return+6337.7%Multiple64.4×CAGR+13.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$64,377Gain+$63,377 (+6337.7%)Multiple64.4×CAGR+13.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$26,9302001$25,1992002$20,4192003$15,5942004$11,1392005$9,8982006$9,1972007$7,4642008$8,0362009$5,3252010$5,2712011$5,4272012$5,3942013$4,4942014$2,6022015$2,8272016$2,7442017$1,7952018$1,7702019$1,3622020$1,1032021$1,0522022$7392023$1,0752024$1,1922025$9802026$1,157

    Every year, $1,000 from 1993

    YearValue of $1,000Year return
    1993$1,000
    1994$836-16.4%
    1995$1,371+64.0%
    1996$2,112+54.1%
    1997$2,907+37.7%
    1998$2,685-7.6%
    1999$2,446-8.9%
    2000$2,614+6.9%
    2001$3,226+23.4%
    2002$4,224+30.9%
    2003$5,913+40.0%
    2004$6,654+12.5%
    2005$7,162+7.6%
    2006$8,824+23.2%
    2007$8,197-7.1%
    2008$12,371+50.9%
    2009$12,496+1.0%
    2010$12,137-2.9%
    2011$12,212+0.6%
    2012$14,658+20.0%
    2013$25,313+72.7%
    2014$23,297-8.0%
    2015$24,008+3.0%
    2016$36,689+52.8%
    2017$37,220+1.4%
    2018$48,369+30.0%
    2019$59,724+23.5%
    2020$62,631+4.9%
    2021$89,093+42.2%
    2022$61,284-31.2%
    2023$55,282-9.8%
    2024$67,208+21.6%
    2025$56,915-15.3%
    2026$65,869+15.7%

    Best and worst month-end to buy

    The best single month-end close to have bought FFIN was 1995-01 ($0.41): $1,000 then is $82,615 today. The worst was 2021-12 ($46.15): $1,000 then is $739.

    FAQ

    What would $1,000 in FFIN be worth today?

    A $1,000 investment in First Financial Bankshares, Inc. (FFIN) at the start of 1993 would be worth about $64,377 today, a total return of +6337.7%. Dividends are reinvested in these figures.

    What were the best and worst years for FFIN?

    First Financial Bankshares, Inc. (FFIN)'s strongest calendar year since 1993 was 2013, a +72.7% return — $1,000 held through that year became about $1,727 by year-end. Its weakest year was 2022, at -31.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in FFIN have grown?

    Investing $100 at the end of every month since 1993-11 would have grown to about $514,917 on $39,400 invested.

    Did FFIN beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $16,692. FFIN beat the S&P 500 by +285.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    First Financial Bankshares, Inc. (FFIN) historical total-return data from 1993-11 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.