Wall Street RegretsThe regret calculator.

What if you'd held FLG?

A $1,000 investment in Flagstar Bank, N.A. (FLG) at the month-end close of 1993-11 would be worth $17,049 at the close of 2026-08 — +1604.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $16,692.

$1,000 since 1993$17,049Total return+1604.9%Multiple17.0×CAGR+9.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$17,049Gain+$16,049 (+1604.9%)Multiple17.0×CAGR+9.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$2,6862001$1,8982002$1,3242003$1,0212004$5632005$7482006$8802007$8502008$7342009$1,0182010$7692011$5572012$7942013$6952014$5042015$4982016$4602017$4512018$5232019$6822020$5032021$5342022$4362023$5772024$4552025$1,4742026$1,089

    Every year, $1,000 from 1993

    YearValue of $1,000Year return
    1993$1,000
    1994$1,174+17.4%
    1995$1,768+50.7%
    1996$2,891+63.5%
    1997$5,678+96.4%
    1998$6,402+12.7%
    1999$6,025-5.9%
    2000$8,525+41.5%
    2001$12,223+43.4%
    2002$15,852+29.7%
    2003$28,725+81.2%
    2004$21,628-24.7%
    2005$18,382-15.0%
    2006$19,033+3.5%
    2007$22,044+15.8%
    2008$15,895-27.9%
    2009$21,054+32.5%
    2010$29,059+38.0%
    2011$20,383-29.9%
    2012$23,291+14.3%
    2013$32,085+37.8%
    2014$32,493+1.3%
    2015$35,157+8.2%
    2016$35,915+2.2%
    2017$30,931-13.9%
    2018$23,745-23.2%
    2019$32,145+35.4%
    2020$30,275-5.8%
    2021$37,138+22.7%
    2022$28,026-24.5%
    2023$35,557+26.9%
    2024$10,976-69.1%
    2025$14,859+35.4%
    2026$16,182+8.9%

    Best and worst month-end to buy

    The best single month-end close to have bought FLG was 1993-11 ($0.80): $1,000 then is $17,049 today. The worst was 2023-07 ($39.58): $1,000 then is $346.

    FAQ

    What would $1,000 in FLG be worth today?

    A $1,000 investment in Flagstar Bank, N.A. (FLG) at the start of 1993 would be worth about $17,049 today, a total return of +1604.9%. Dividends are reinvested in these figures.

    What were the best and worst years for FLG?

    Flagstar Bank, N.A. (FLG)'s strongest calendar year since 1993 was 1997, a +96.4% return — $1,000 held through that year became about $1,964 by year-end. Its weakest year was 2024, at -69.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in FLG have grown?

    Investing $100 at the end of every month since 1993-11 would have grown to about $79,022 on $39,400 invested.

    Did FLG beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $16,692. FLG beat the S&P 500 by +2.1% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Flagstar Bank, N.A. (FLG) historical total-return data from 1993-11 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.