What if you'd held FGBI?
A $1,000 investment in First Guaranty Bancshares, Inc. (FGBI) at the month-end close of 2012-08 would be worth $1,431 at the close of 2026-08 — +43.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,480.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2012
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2012 | $1,000 | — |
| 2013 | $1,144 | +14.4% |
| 2014 | $1,616 | +41.3% |
| 2015 | $1,647 | +1.9% |
| 2016 | $2,182 | +32.5% |
| 2017 | $2,569 | +17.7% |
| 2018 | $2,447 | -4.8% |
| 2019 | $2,603 | +6.4% |
| 2020 | $2,221 | -14.7% |
| 2021 | $2,897 | +30.4% |
| 2022 | $3,423 | +18.2% |
| 2023 | $1,706 | -50.1% |
| 2024 | $1,818 | +6.5% |
| 2025 | $865 | -52.4% |
| 2026 | $1,473 | +70.3% |
Best and worst month-end to buy
The best single month-end close to have bought FGBI was 2025-11 ($4.77): $1,000 then is $1,914 today. The worst was 2022-05 ($25.91): $1,000 then is $352.
FAQ
What would $1,000 in FGBI be worth today?
A $1,000 investment in First Guaranty Bancshares, Inc. (FGBI) at the start of 2012 would be worth about $1,431 today, a total return of +43.1%. Dividends are reinvested in these figures.
What were the best and worst years for FGBI?
First Guaranty Bancshares, Inc. (FGBI)'s strongest calendar year since 2012 was 2026, a +70.3% return — $1,000 held through that year became about $1,703 by year-end. Its weakest year was 2025, at -52.4%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in FGBI have grown?
Investing $100 at the end of every month since 2012-08 would have grown to about $14,680 on $16,900 invested.
Did FGBI beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $5,480. FGBI trailed the S&P 500 by +73.9% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
First Guaranty Bancshares, Inc. (FGBI) historical total-return data from 2012-08 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.