Wall Street RegretsThe regret calculator.

What if you'd held MDIV?

A $1,000 investment in Multi-Asset Diversified Income Index Fund (MDIV) at the month-end close of 2012-08 would be worth $1,954 at the close of 2026-08 — +95.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,480.

$1,000 since 2012$1,954Total return+95.4%Multiple2.0×CAGR+4.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,954Gain+$954 (+95.4%)Multiple2.0×CAGR+4.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2012$1,9542013$1,9452014$1,7572015$1,6272016$1,7912017$1,6102018$1,5252019$1,6182020$1,3642021$1,6032022$1,3752023$1,4312024$1,2822025$1,1662026$1,123

    Every year, $1,000 from 2012

    YearValue of $1,000Year return
    2012$1,000
    2013$1,107+10.7%
    2014$1,195+8.0%
    2015$1,086-9.1%
    2016$1,208+11.2%
    2017$1,276+5.6%
    2018$1,202-5.8%
    2019$1,426+18.6%
    2020$1,214-14.9%
    2021$1,414+16.6%
    2022$1,359-3.9%
    2023$1,517+11.6%
    2024$1,668+10.0%
    2025$1,731+3.8%
    2026$1,945+12.3%

    Best and worst month-end to buy

    The best single month-end close to have bought MDIV was 2020-03 ($7.90): $1,000 then is $2,144 today. The worst was 2026-08 ($16.94): $1,000 then is $1,000.

    FAQ

    What would $1,000 in MDIV be worth today?

    A $1,000 investment in Multi-Asset Diversified Income Index Fund (MDIV) at the start of 2012 would be worth about $1,954 today, a total return of +95.4%. Dividends are reinvested in these figures.

    What were the best and worst years for MDIV?

    Multi-Asset Diversified Income Index Fund (MDIV)'s strongest calendar year since 2012 was 2019, a +18.6% return — $1,000 held through that year became about $1,186 by year-end. Its weakest year was 2020, at -14.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in MDIV have grown?

    Investing $100 at the end of every month since 2012-08 would have grown to about $25,351 on $16,900 invested.

    Did MDIV beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,480. MDIV trailed the S&P 500 by +64.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Multi-Asset Diversified Income Index Fund (MDIV) historical total-return data from 2012-08 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.