Wall Street RegretsThe regret calculator.

What if you'd held FIW?

A $1,000 investment in First Trust Water ETF (FIW) at the month-end close of 2007-05 would be worth $6,141 at the close of 2026-08 — +514.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,036.

$1,000 since 2007$6,141Total return+514.1%Multiple6.1×CAGR+9.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$6,141Gain+$5,141 (+514.1%)Multiple6.1×CAGR+9.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2007$6,1412008$5,7432009$8,1342010$6,7862011$5,6622012$5,9892013$4,7322014$3,6112015$3,5982016$3,9992017$3,0252018$2,4262019$2,6732020$1,9462021$1,6062022$1,2172023$1,4442024$1,2002025$1,1072026$1,032

    Every year, $1,000 from 2007

    YearValue of $1,000Year return
    2007$1,000
    2008$706-29.4%
    2009$846+19.9%
    2010$1,014+19.9%
    2011$959-5.5%
    2012$1,214+26.6%
    2013$1,590+31.0%
    2014$1,596+0.4%
    2015$1,436-10.0%
    2016$1,898+32.2%
    2017$2,367+24.7%
    2018$2,149-9.2%
    2019$2,951+37.4%
    2020$3,576+21.2%
    2021$4,719+32.0%
    2022$3,978-15.7%
    2023$4,788+20.3%
    2024$5,189+8.4%
    2025$5,563+7.2%
    2026$5,743+3.2%

    Best and worst month-end to buy

    The best single month-end close to have bought FIW was 2009-02 ($11.14): $1,000 then is $10,032 today. The worst was 2026-02 ($114): $1,000 then is $984.

    FAQ

    What would $1,000 in FIW be worth today?

    A $1,000 investment in First Trust Water ETF (FIW) at the start of 2007 would be worth about $6,141 today, a total return of +514.1%. Dividends are reinvested in these figures.

    What were the best and worst years for FIW?

    First Trust Water ETF (FIW)'s strongest calendar year since 2007 was 2019, a +37.4% return — $1,000 held through that year became about $1,374 by year-end. Its weakest year was 2008, at -29.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in FIW have grown?

    Investing $100 at the end of every month since 2007-05 would have grown to about $80,975 on $23,200 invested.

    Did FIW beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,036. FIW beat the S&P 500 by +21.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    First Trust Water ETF (FIW) historical total-return data from 2007-05 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.