Wall Street RegretsThe regret calculator.

What if you'd held FMNB?

A $1,000 investment in Farmers National Banc Corp. (FMNB) at the month-end close of 1999-01 would be worth $4,459 at the close of 2026-08 — +345.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,024.

$1,000 since 1999$4,459Total return+345.9%Multiple4.5×CAGR+5.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,459Gain+$3,459 (+345.9%)Multiple4.5×CAGR+5.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$3,3662001$6,1132002$3,8262003$2,7902004$2,4152005$2,2452006$2,6892007$3,0632008$3,9222009$7,9442010$5,6092011$6,8642012$4,8912013$3,7892014$3,5252015$2,7222016$2,6042017$1,5532018$1,4712019$1,6682020$1,2692021$1,5062022$1,0482023$1,3202024$1,2242025$1,1842026$1,204

    Every year, $1,000 from 1999

    YearValue of $1,000Year return
    1999$1,000
    2000$551-44.9%
    2001$880+59.8%
    2002$1,206+37.2%
    2003$1,394+15.5%
    2004$1,499+7.6%
    2005$1,252-16.5%
    2006$1,099-12.2%
    2007$858-21.9%
    2008$424-50.6%
    2009$600+41.6%
    2010$490-18.3%
    2011$688+40.4%
    2012$888+29.1%
    2013$955+7.5%
    2014$1,237+29.5%
    2015$1,292+4.5%
    2016$2,168+67.7%
    2017$2,288+5.6%
    2018$2,017-11.8%
    2019$2,652+31.4%
    2020$2,234-15.7%
    2021$3,211+43.7%
    2022$2,551-20.6%
    2023$2,751+7.8%
    2024$2,843+3.4%
    2025$2,796-1.7%
    2026$3,366+20.4%

    Best and worst month-end to buy

    The best single month-end close to have bought FMNB was 2008-12 ($1.97): $1,000 then is $7,944 today. The worst was 2026-07 ($15.89): $1,000 then is $985.

    FAQ

    What would $1,000 in FMNB be worth today?

    A $1,000 investment in Farmers National Banc Corp. (FMNB) at the start of 1999 would be worth about $4,459 today, a total return of +345.9%. Dividends are reinvested in these figures.

    What were the best and worst years for FMNB?

    Farmers National Banc Corp. (FMNB)'s strongest calendar year since 1999 was 2016, a +67.7% return — $1,000 held through that year became about $1,677 by year-end. Its weakest year was 2008, at -50.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in FMNB have grown?

    Investing $100 at the end of every month since 1999-01 would have grown to about $97,928 on $33,200 invested.

    Did FMNB beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,024. FMNB trailed the S&P 500 by +26.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Farmers National Banc Corp. (FMNB) historical total-return data from 1999-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.