What if you'd held FNRN?
A $1,000 investment in First Northern Community Bancorp (FNRN) at the month-end close of 1999-01 would be worth $7,616 at the close of 2026-08 — +661.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,024.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1999
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1999 | $1,000 | — |
| 2000 | $1,302 | +30.2% |
| 2001 | $2,143 | +64.6% |
| 2002 | $2,053 | -4.2% |
| 2003 | $2,408 | +17.3% |
| 2004 | $2,796 | +16.1% |
| 2005 | $5,094 | +82.2% |
| 2006 | $5,015 | -1.6% |
| 2007 | $3,679 | -26.6% |
| 2008 | $1,487 | -59.6% |
| 2009 | $1,249 | -16.0% |
| 2010 | $1,158 | -7.3% |
| 2011 | $1,185 | +2.3% |
| 2012 | $1,355 | +14.3% |
| 2013 | $1,909 | +40.9% |
| 2014 | $2,166 | +13.4% |
| 2015 | $2,328 | +7.5% |
| 2016 | $2,728 | +17.2% |
| 2017 | $3,781 | +38.6% |
| 2018 | $3,294 | -12.9% |
| 2019 | $3,400 | +3.2% |
| 2020 | $2,985 | -12.2% |
| 2021 | $3,030 | +1.5% |
| 2022 | $2,513 | -17.1% |
| 2023 | $2,909 | +15.8% |
| 2024 | $3,419 | +17.5% |
| 2025 | $4,800 | +40.4% |
| 2026 | $6,581 | +37.1% |
Best and worst month-end to buy
The best single month-end close to have bought FNRN was 1999-01 ($2.29): $1,000 then is $7,616 today. The worst was 2026-07 ($18.40): $1,000 then is $948.
FAQ
What would $1,000 in FNRN be worth today?
A $1,000 investment in First Northern Community Bancorp (FNRN) at the start of 1999 would be worth about $7,616 today, a total return of +661.6%. Dividends are reinvested in these figures.
What were the best and worst years for FNRN?
First Northern Community Bancorp (FNRN)'s strongest calendar year since 1999 was 2005, a +82.2% return — $1,000 held through that year became about $1,822 by year-end. Its weakest year was 2008, at -59.6%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in FNRN have grown?
Investing $100 at the end of every month since 1999-01 would have grown to about $101,493 on $33,200 invested.
Did FNRN beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $6,024. FNRN beat the S&P 500 by +26.4% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
First Northern Community Bancorp (FNRN) historical total-return data from 1999-01 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.