Wall Street RegretsThe regret calculator.

What if you'd held FNDE?

A $1,000 investment in Schwab Fundamental Emerging Markets Equity ETF (FNDE) at the month-end close of 2013-08 would be worth $2,538 at the close of 2026-08 — +153.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $4,720.

$1,000 since 2013$2,538Total return+153.8%Multiple2.5×CAGR+7.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,538Gain+$1,538 (+153.8%)Multiple2.5×CAGR+7.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2013$2,5382014$2,3062015$2,6102016$3,2682017$2,4662018$1,9452019$2,1682020$1,8112021$1,8622022$1,6282023$1,9282024$1,6772025$1,4962026$1,155

    Every year, $1,000 from 2013

    YearValue of $1,000Year return
    2013$1,000
    2014$884-11.6%
    2015$706-20.1%
    2016$935+32.5%
    2017$1,186+26.8%
    2018$1,064-10.3%
    2019$1,274+19.7%
    2020$1,239-2.8%
    2021$1,417+14.4%
    2022$1,196-15.6%
    2023$1,375+15.0%
    2024$1,542+12.1%
    2025$1,996+29.5%
    2026$2,306+15.5%

    Best and worst month-end to buy

    The best single month-end close to have bought FNDE was 2016-01 ($12.16): $1,000 then is $3,410 today. The worst was 2026-08 ($41.47): $1,000 then is $1,000.

    FAQ

    What would $1,000 in FNDE be worth today?

    A $1,000 investment in Schwab Fundamental Emerging Markets Equity ETF (FNDE) at the start of 2013 would be worth about $2,538 today, a total return of +153.8%. Dividends are reinvested in these figures.

    What were the best and worst years for FNDE?

    Schwab Fundamental Emerging Markets Equity ETF (FNDE)'s strongest calendar year since 2013 was 2016, a +32.5% return — $1,000 held through that year became about $1,325 by year-end. Its weakest year was 2015, at -20.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in FNDE have grown?

    Investing $100 at the end of every month since 2013-08 would have grown to about $31,375 on $15,700 invested.

    Did FNDE beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $4,720. FNDE trailed the S&P 500 by +46.2% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Schwab Fundamental Emerging Markets Equity ETF (FNDE) historical total-return data from 2013-08 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.