What if you'd held FNDF?
A $1,000 investment in Schwab Fundamental International Equity ETF (FNDF) at the month-end close of 2013-08 would be worth $3,278 at the close of 2026-08 — +227.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $4,720.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2013
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2013 | $1,000 | — |
| 2014 | $935 | -6.5% |
| 2015 | $886 | -5.3% |
| 2016 | $956 | +8.0% |
| 2017 | $1,185 | +24.0% |
| 2018 | $1,017 | -14.2% |
| 2019 | $1,205 | +18.5% |
| 2020 | $1,248 | +3.6% |
| 2021 | $1,435 | +15.0% |
| 2022 | $1,324 | -7.8% |
| 2023 | $1,591 | +20.2% |
| 2024 | $1,627 | +2.3% |
| 2025 | $2,295 | +41.0% |
| 2026 | $2,824 | +23.1% |
Best and worst month-end to buy
The best single month-end close to have bought FNDF was 2016-02 ($16.01): $1,000 then is $3,456 today. The worst was 2026-08 ($55.33): $1,000 then is $1,000.
FAQ
What would $1,000 in FNDF be worth today?
A $1,000 investment in Schwab Fundamental International Equity ETF (FNDF) at the start of 2013 would be worth about $3,278 today, a total return of +227.8%. Dividends are reinvested in these figures.
What were the best and worst years for FNDF?
Schwab Fundamental International Equity ETF (FNDF)'s strongest calendar year since 2013 was 2025, a +41.0% return — $1,000 held through that year became about $1,410 by year-end. Its weakest year was 2018, at -14.2%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in FNDF have grown?
Investing $100 at the end of every month since 2013-08 would have grown to about $36,545 on $15,700 invested.
Did FNDF beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $4,720. FNDF trailed the S&P 500 by +30.6% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Schwab Fundamental International Equity ETF (FNDF) historical total-return data from 2013-08 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.