Wall Street RegretsThe regret calculator.

What if you'd held IRT?

A $1,000 investment in Independence Realty Trust, Inc. (IRT) at the month-end close of 2013-08 would be worth $4,124 at the close of 2026-08 — +312.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $4,720.

$1,000 since 2013$4,124Total return+312.4%Multiple4.1×CAGR+11.5%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,124Gain+$3,124 (+312.4%)Multiple4.1×CAGR+11.5%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2013$4,1242014$4,0542015$3,3582016$3,8122017$2,9312018$2,4052019$2,4512020$1,5102021$1,5042022$7632023$1,1272024$1,1942025$8892026$972

    Every year, $1,000 from 2013

    YearValue of $1,000Year return
    2013$1,000
    2014$1,207+20.7%
    2015$1,063-11.9%
    2016$1,383+30.0%
    2017$1,685+21.9%
    2018$1,654-1.9%
    2019$2,685+62.4%
    2020$2,695+0.4%
    2021$5,312+97.1%
    2022$3,598-32.3%
    2023$3,395-5.6%
    2024$4,559+34.3%
    2025$4,171-8.5%
    2026$4,054-2.8%

    Best and worst month-end to buy

    The best single month-end close to have bought IRT was 2016-02 ($3.80): $1,000 then is $4,374 today. The worst was 2022-04 ($23.09): $1,000 then is $720.

    FAQ

    What would $1,000 in IRT be worth today?

    A $1,000 investment in Independence Realty Trust, Inc. (IRT) at the start of 2013 would be worth about $4,124 today, a total return of +312.4%. Dividends are reinvested in these figures.

    What were the best and worst years for IRT?

    Independence Realty Trust, Inc. (IRT)'s strongest calendar year since 2013 was 2021, a +97.1% return — $1,000 held through that year became about $1,971 by year-end. Its weakest year was 2022, at -32.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in IRT have grown?

    Investing $100 at the end of every month since 2013-08 would have grown to about $32,028 on $15,700 invested.

    Did IRT beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $4,720. IRT trailed the S&P 500 by +12.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Independence Realty Trust, Inc. (IRT) historical total-return data from 2013-08 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.