What if you'd held HIFS?
A $1,000 investment in Hingham Institution for Savings (HIFS) at the month-end close of 1988-12 would be worth $122,111 at the close of 2026-08 — +12111.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $27,755.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1988
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1988 | $1,000 | — |
| 1989 | $549 | -45.1% |
| 1990 | $279 | -49.2% |
| 1991 | $442 | +58.8% |
| 1992 | $1,049 | +137.0% |
| 1993 | $1,281 | +22.2% |
| 1994 | $1,362 | +6.3% |
| 1995 | $2,002 | +46.9% |
| 1996 | $2,620 | +30.9% |
| 1997 | $4,121 | +57.3% |
| 1998 | $3,633 | -11.8% |
| 1999 | $3,422 | -5.8% |
| 2000 | $3,997 | +16.8% |
| 2001 | $5,876 | +47.0% |
| 2002 | $7,664 | +30.4% |
| 2003 | $10,878 | +41.9% |
| 2004 | $11,750 | +8.0% |
| 2005 | $10,632 | -9.5% |
| 2006 | $9,593 | -9.8% |
| 2007 | $8,549 | -10.9% |
| 2008 | $7,518 | -12.1% |
| 2009 | $9,554 | +27.1% |
| 2010 | $14,325 | +49.9% |
| 2011 | $15,801 | +10.3% |
| 2012 | $21,181 | +34.0% |
| 2013 | $27,082 | +27.9% |
| 2014 | $30,557 | +12.8% |
| 2015 | $43,053 | +40.9% |
| 2016 | $71,589 | +66.3% |
| 2017 | $75,957 | +6.1% |
| 2018 | $73,167 | -3.7% |
| 2019 | $78,614 | +7.4% |
| 2020 | $82,296 | +4.7% |
| 2021 | $161,263 | +96.0% |
| 2022 | $107,154 | -33.6% |
| 2023 | $76,338 | -28.8% |
| 2024 | $100,666 | +31.9% |
| 2025 | $113,575 | +12.8% |
| 2026 | $122,111 | +7.5% |
Best and worst month-end to buy
The best single month-end close to have bought HIFS was 1990-11 ($0.65): $1,000 then is $465,338 today. The worst was 2021-12 ($399): $1,000 then is $757.
FAQ
What would $1,000 in HIFS be worth today?
A $1,000 investment in Hingham Institution for Savings (HIFS) at the start of 1988 would be worth about $122,111 today, a total return of +12111.1%. Dividends are reinvested in these figures.
What were the best and worst years for HIFS?
Hingham Institution for Savings (HIFS)'s strongest calendar year since 1988 was 1992, a +137.0% return — $1,000 held through that year became about $2,370 by year-end. Its weakest year was 1990, at -49.2%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in HIFS have grown?
Investing $100 at the end of every month since 1988-12 would have grown to about $1.83M on $45,300 invested.
Did HIFS beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $27,755. HIFS beat the S&P 500 by +340.0% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Hingham Institution for Savings (HIFS) historical total-return data from 1988-12 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.