Wall Street RegretsThe regret calculator.

What if you'd held MHF?

A $1,000 investment in Western Asset Municipal High Income Fund, Inc. (MHF) at the month-end close of 1988-11 would be worth $6,026 at the close of 2026-08 — +502.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $28,162.

$1,000 since 1988$6,026Total return+502.6%Multiple6.0×CAGR+4.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$6,026Gain+$5,026 (+502.6%)Multiple6.0×CAGR+4.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$3,8172001$3,1372002$3,0262003$3,0002004$2,7482005$2,7592006$2,6322007$2,2602008$2,3452009$2,4712010$2,0152011$1,9522012$1,6962013$1,5982014$1,7842015$1,4842016$1,3992017$1,4592018$1,3552019$1,3852020$1,2162021$1,1802022$1,0682023$1,2992024$1,2402025$1,1082026$1,033

    Every year, $1,000 from 1988

    YearValue of $1,000Year return
    1988$1,000
    1989$1,027+2.7%
    1990$1,064+3.5%
    1991$1,155+8.5%
    1992$1,291+11.8%
    1993$1,373+6.3%
    1994$1,264-7.9%
    1995$1,445+14.4%
    1996$1,655+14.5%
    1997$1,955+18.1%
    1998$2,036+4.2%
    1999$1,636-19.6%
    2000$1,991+21.7%
    2001$2,064+3.7%
    2002$2,082+0.9%
    2003$2,273+9.2%
    2004$2,264-0.4%
    2005$2,373+4.8%
    2006$2,764+16.5%
    2007$2,664-3.6%
    2008$2,527-5.1%
    2009$3,100+22.7%
    2010$3,200+3.2%
    2011$3,682+15.1%
    2012$3,909+6.2%
    2013$3,500-10.5%
    2014$4,209+20.3%
    2015$4,464+6.0%
    2016$4,282-4.1%
    2017$4,609+7.6%
    2018$4,509-2.2%
    2019$5,136+13.9%
    2020$5,291+3.0%
    2021$5,845+10.5%
    2022$4,809-17.7%
    2023$5,036+4.7%
    2024$5,636+11.9%
    2025$6,045+7.3%
    2026$6,245+3.3%

    Best and worst month-end to buy

    The best single month-end close to have bought MHF was 1989-02 ($1.08): $1,000 then is $6,361 today. The worst was 2025-02 ($7.02): $1,000 then is $979.

    FAQ

    What would $1,000 in MHF be worth today?

    A $1,000 investment in Western Asset Municipal High Income Fund, Inc. (MHF) at the start of 1988 would be worth about $6,026 today, a total return of +502.6%. Dividends are reinvested in these figures.

    What were the best and worst years for MHF?

    Western Asset Municipal High Income Fund, Inc. (MHF)'s strongest calendar year since 1988 was 2009, a +22.7% return — $1,000 held through that year became about $1,227 by year-end. Its weakest year was 1999, at -19.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in MHF have grown?

    Investing $100 at the end of every month since 1988-11 would have grown to about $120,959 on $45,400 invested.

    Did MHF beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $28,162. MHF trailed the S&P 500 by +78.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Western Asset Municipal High Income Fund, Inc. (MHF) historical total-return data from 1988-11 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.