Wall Street RegretsThe regret calculator.

What if you'd held HTH?

A $1,000 investment in Hilltop Holdings Inc. (HTH) at the month-end close of 2004-02 would be worth $2,699 at the close of 2026-08 — +169.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,732.

$1,000 since 2004$2,699Total return+169.9%Multiple2.7×CAGR+4.5%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,699Gain+$1,699 (+169.9%)Multiple2.7×CAGR+4.5%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2004$2,6992005$3,3212006$4,8052007$3,9322008$4,1932009$4,7002010$3,9322011$4,6152012$5,4212013$3,3822014$1,9802015$2,2952016$2,3822017$1,5332018$1,7862019$2,5062020$1,7652021$1,5702022$1,2122023$1,3912024$1,1612025$1,3982026$1,152

    Every year, $1,000 from 2004

    YearValue of $1,000Year return
    2004$1,000
    2005$691-30.9%
    2006$845+22.2%
    2007$792-6.2%
    2008$707-10.8%
    2009$845+19.5%
    2010$720-14.8%
    2011$613-14.9%
    2012$982+60.3%
    2013$1,677+70.8%
    2014$1,447-13.7%
    2015$1,394-3.6%
    2016$2,167+55.4%
    2017$1,859-14.2%
    2018$1,325-28.7%
    2019$1,882+42.0%
    2020$2,116+12.4%
    2021$2,740+29.5%
    2022$2,387-12.9%
    2023$2,859+19.8%
    2024$2,376-16.9%
    2025$2,882+21.3%
    2026$3,321+15.2%

    Best and worst month-end to buy

    The best single month-end close to have bought HTH was 2011-09 ($6.06): $1,000 then is $6,351 today. The worst was 2026-07 ($39.16): $1,000 then is $983.

    FAQ

    What would $1,000 in HTH be worth today?

    A $1,000 investment in Hilltop Holdings Inc. (HTH) at the start of 2004 would be worth about $2,699 today, a total return of +169.9%. Dividends are reinvested in these figures.

    What were the best and worst years for HTH?

    Hilltop Holdings Inc. (HTH)'s strongest calendar year since 2004 was 2013, a +70.8% return — $1,000 held through that year became about $1,708 by year-end. Its weakest year was 2005, at -30.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in HTH have grown?

    Investing $100 at the end of every month since 2004-02 would have grown to about $75,004 on $27,100 invested.

    Did HTH beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,732. HTH trailed the S&P 500 by +59.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Hilltop Holdings Inc. (HTH) historical total-return data from 2004-02 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.