What if you'd held VV?
A $1,000 investment in Vanguard Morningstar Large-Cap ETF (VV) at the month-end close of 2004-01 would be worth $10,728 at the close of 2026-08 — +972.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,814.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2004
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2004 | $1,000 | — |
| 2005 | $1,061 | +6.1% |
| 2006 | $1,225 | +15.5% |
| 2007 | $1,300 | +6.2% |
| 2008 | $823 | -36.7% |
| 2009 | $1,049 | +27.4% |
| 2010 | $1,216 | +15.9% |
| 2011 | $1,233 | +1.4% |
| 2012 | $1,432 | +16.2% |
| 2013 | $1,900 | +32.7% |
| 2014 | $2,155 | +13.4% |
| 2015 | $2,176 | +1.0% |
| 2016 | $2,432 | +11.8% |
| 2017 | $2,968 | +22.0% |
| 2018 | $2,835 | -4.5% |
| 2019 | $3,722 | +31.3% |
| 2020 | $4,505 | +21.0% |
| 2021 | $5,739 | +27.4% |
| 2022 | $4,597 | -19.9% |
| 2023 | $5,846 | +27.2% |
| 2024 | $7,322 | +25.2% |
| 2025 | $8,648 | +18.1% |
| 2026 | $9,785 | +13.1% |
Best and worst month-end to buy
The best single month-end close to have bought VV was 2009-02 ($24.51): $1,000 then is $14,448 today. The worst was 2026-08 ($354): $1,000 then is $1,000.
FAQ
What would $1,000 in VV be worth today?
A $1,000 investment in Vanguard Morningstar Large-Cap ETF (VV) at the start of 2004 would be worth about $10,728 today, a total return of +972.8%. Dividends are reinvested in these figures.
What were the best and worst years for VV?
Vanguard Morningstar Large-Cap ETF (VV)'s strongest calendar year since 2004 was 2013, a +32.7% return — $1,000 held through that year became about $1,327 by year-end. Its weakest year was 2008, at -36.7%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in VV have grown?
Investing $100 at the end of every month since 2004-01 would have grown to about $146,705 on $27,200 invested.
Did VV beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $6,814. VV beat the S&P 500 by +57.4% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Vanguard Morningstar Large-Cap ETF (VV) historical total-return data from 2004-01 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.