Wall Street RegretsThe regret calculator.

What if you'd held IAK?

A $1,000 investment in iShares U.S. Insurance ETF (IAK) at the month-end close of 2006-05 would be worth $4,327 at the close of 2026-08 — +332.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,069.

$1,000 since 2006$4,327Total return+332.7%Multiple4.3×CAGR+7.5%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,327Gain+$3,327 (+332.7%)Multiple4.3×CAGR+7.5%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2006$4,3272007$3,8092008$4,1152009$8,4092010$7,3772011$6,1462012$6,6382013$5,6482014$3,8832015$3,6182016$3,4802017$2,9452018$2,5802019$2,9142020$2,3142021$2,3822022$1,8782023$1,6872024$1,5162025$1,1822026$1,079

    Every year, $1,000 from 2006

    YearValue of $1,000Year return
    2006$1,000
    2007$926-7.4%
    2008$453-51.1%
    2009$516+14.0%
    2010$620+20.0%
    2011$574-7.4%
    2012$674+17.5%
    2013$981+45.4%
    2014$1,053+7.3%
    2015$1,095+4.0%
    2016$1,294+18.2%
    2017$1,477+14.2%
    2018$1,307-11.5%
    2019$1,647+25.9%
    2020$1,599-2.9%
    2021$2,029+26.9%
    2022$2,259+11.3%
    2023$2,513+11.3%
    2024$3,223+28.3%
    2025$3,530+9.5%
    2026$3,809+7.9%

    Best and worst month-end to buy

    The best single month-end close to have bought IAK was 2009-02 ($10.86): $1,000 then is $13,287 today. The worst was 2026-07 ($148): $1,000 then is $978.

    FAQ

    What would $1,000 in IAK be worth today?

    A $1,000 investment in iShares U.S. Insurance ETF (IAK) at the start of 2006 would be worth about $4,327 today, a total return of +332.7%. Dividends are reinvested in these figures.

    What were the best and worst years for IAK?

    iShares U.S. Insurance ETF (IAK)'s strongest calendar year since 2006 was 2013, a +45.4% return — $1,000 held through that year became about $1,454 by year-end. Its weakest year was 2008, at -51.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in IAK have grown?

    Investing $100 at the end of every month since 2006-05 would have grown to about $90,941 on $24,400 invested.

    Did IAK beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,069. IAK trailed the S&P 500 by +28.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares U.S. Insurance ETF (IAK) historical total-return data from 2006-05 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.