Wall Street RegretsThe regret calculator.

What if you'd held IAT?

A $1,000 investment in iShares U.S. Regional Banks ETF (IAT) at the month-end close of 2006-05 would be worth $2,143 at the close of 2026-08 — +114.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,069.

$1,000 since 2006$2,143Total return+114.3%Multiple2.1×CAGR+3.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,143Gain+$1,143 (+114.3%)Multiple2.1×CAGR+3.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2006$2,1432007$1,9682008$2,6422009$3,9722010$4,4612011$3,7092012$4,2512013$3,6122014$2,6232015$2,4402016$2,3962017$1,8122018$1,6402019$1,9872020$1,5122021$1,6372022$1,1792023$1,4852024$1,6232025$1,3052026$1,154

    Every year, $1,000 from 2006

    YearValue of $1,000Year return
    2006$1,000
    2007$745-25.5%
    2008$495-33.5%
    2009$441-11.0%
    2010$530+20.3%
    2011$463-12.7%
    2012$545+17.7%
    2013$750+37.7%
    2014$807+7.5%
    2015$821+1.8%
    2016$1,086+32.3%
    2017$1,200+10.4%
    2018$990-17.5%
    2019$1,301+31.4%
    2020$1,202-7.6%
    2021$1,670+38.9%
    2022$1,325-20.6%
    2023$1,213-8.5%
    2024$1,508+24.4%
    2025$1,705+13.1%
    2026$1,968+15.4%

    Best and worst month-end to buy

    The best single month-end close to have bought IAT was 2009-02 ($9.75): $1,000 then is $6,456 today. The worst was 2026-07 ($63.53): $1,000 then is $991.

    FAQ

    What would $1,000 in IAT be worth today?

    A $1,000 investment in iShares U.S. Regional Banks ETF (IAT) at the start of 2006 would be worth about $2,143 today, a total return of +114.3%. Dividends are reinvested in these figures.

    What were the best and worst years for IAT?

    iShares U.S. Regional Banks ETF (IAT)'s strongest calendar year since 2006 was 2021, a +38.9% return — $1,000 held through that year became about $1,389 by year-end. Its weakest year was 2008, at -33.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in IAT have grown?

    Investing $100 at the end of every month since 2006-05 would have grown to about $59,101 on $24,400 invested.

    Did IAT beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,069. IAT trailed the S&P 500 by +64.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares U.S. Regional Banks ETF (IAT) historical total-return data from 2006-05 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.