Wall Street RegretsThe regret calculator.

What if you'd held IBDR?

A $1,000 investment in iShares iBonds Dec 2026 Term Corporate ETF (IBDR) at the month-end close of 2016-09 would be worth $1,316 at the close of 2026-08 — +31.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $3,555.

$1,000 since 2016$1,316Total return+31.6%Multiple1.3×CAGR+2.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,316Gain+$316 (+31.6%)Multiple1.3×CAGR+2.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2016$1,3162017$1,3812018$1,3032019$1,3412020$1,1682021$1,0722022$1,0922023$1,1902024$1,1232025$1,0702026$1,019

    Every year, $1,000 from 2016

    YearValue of $1,000Year return
    2016$1,000
    2017$1,060+6.0%
    2018$1,030-2.8%
    2019$1,183+14.8%
    2020$1,288+8.9%
    2021$1,265-1.8%
    2022$1,160-8.3%
    2023$1,229+5.9%
    2024$1,290+5.0%
    2025$1,355+5.0%
    2026$1,381+1.9%

    Best and worst month-end to buy

    The best single month-end close to have bought IBDR was 2016-11 ($17.47): $1,000 then is $1,386 today. The worst was 2026-07 ($24.25): $1,000 then is $998.

    FAQ

    What would $1,000 in IBDR be worth today?

    A $1,000 investment in iShares iBonds Dec 2026 Term Corporate ETF (IBDR) at the start of 2016 would be worth about $1,316 today, a total return of +31.6%. Dividends are reinvested in these figures.

    What were the best and worst years for IBDR?

    iShares iBonds Dec 2026 Term Corporate ETF (IBDR)'s strongest calendar year since 2016 was 2019, a +14.8% return — $1,000 held through that year became about $1,148 by year-end. Its weakest year was 2022, at -8.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in IBDR have grown?

    Investing $100 at the end of every month since 2016-09 would have grown to about $14,039 on $12,000 invested.

    Did IBDR beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $3,555. IBDR trailed the S&P 500 by +63.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares iBonds Dec 2026 Term Corporate ETF (IBDR) historical total-return data from 2016-09 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.