Wall Street RegretsThe regret calculator.

What if you'd held NTB?

A $1,000 investment in Bank of N.T. Butterfield & Son Limited (The) Voting (NTB) at the month-end close of 2016-09 would be worth $3,717 at the close of 2026-08 — +271.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $3,555.

$1,000 since 2016$3,717Total return+271.7%Multiple3.7×CAGR+14.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,717Gain+$2,717 (+271.7%)Multiple3.7×CAGR+14.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2016$3,7172017$2,9172018$2,4342019$2,7272020$2,2452021$2,4972022$1,9452023$2,3572024$2,0632025$1,7152026$1,217

    Every year, $1,000 from 2016

    YearValue of $1,000Year return
    2016$1,000
    2017$1,198+19.8%
    2018$1,070-10.7%
    2019$1,299+21.5%
    2020$1,168-10.1%
    2021$1,499+28.4%
    2022$1,238-17.5%
    2023$1,414+14.2%
    2024$1,700+20.3%
    2025$2,396+40.9%
    2026$2,917+21.7%

    Best and worst month-end to buy

    The best single month-end close to have bought NTB was 2020-03 ($12.27): $1,000 then is $4,813 today. The worst was 2026-07 ($60.81): $1,000 then is $971.

    FAQ

    What would $1,000 in NTB be worth today?

    A $1,000 investment in Bank of N.T. Butterfield & Son Limited (The) Voting (NTB) at the start of 2016 would be worth about $3,717 today, a total return of +271.7%. Dividends are reinvested in these figures.

    What were the best and worst years for NTB?

    Bank of N.T. Butterfield & Son Limited (The) Voting (NTB)'s strongest calendar year since 2016 was 2025, a +40.9% return — $1,000 held through that year became about $1,409 by year-end. Its weakest year was 2022, at -17.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in NTB have grown?

    Investing $100 at the end of every month since 2016-09 would have grown to about $26,468 on $12,000 invested.

    Did NTB beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $3,555. NTB beat the S&P 500 by +4.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Bank of N.T. Butterfield & Son Limited (The) Voting (NTB) historical total-return data from 2016-09 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.