Wall Street RegretsThe regret calculator.

What if you'd held IBOC?

A $1,000 investment in International Bancshares Corporation (IBOC) at the month-end close of 1995-08 would be worth $35,587 at the close of 2026-08 — +3458.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $13,718.

$1,000 since 1995$35,587Total return+3458.7%Multiple35.6×CAGR+12.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$35,587Gain+$34,587 (+3458.7%)Multiple35.6×CAGR+12.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$12,7282001$12,7962002$8,0922003$6,7872004$4,4432005$4,1712006$4,4242007$4,1012008$5,3622009$5,0132010$5,6462011$5,2332012$5,5752013$5,5412014$3,7272015$3,6252016$3,6592017$2,2542018$2,2762019$2,5802020$2,0052021$2,2152022$1,9012023$1,7142024$1,4052025$1,1802026$1,098

    Every year, $1,000 from 1995

    YearValue of $1,000Year return
    1995$1,000
    1996$1,556+55.6%
    1997$2,971+90.9%
    1998$2,468-16.9%
    1999$2,741+11.1%
    2000$2,727-0.5%
    2001$4,312+58.1%
    2002$5,141+19.2%
    2003$7,854+52.8%
    2004$8,366+6.5%
    2005$7,888-5.7%
    2006$8,507+7.9%
    2007$6,507-23.5%
    2008$6,961+7.0%
    2009$6,180-11.2%
    2010$6,668+7.9%
    2011$6,259-6.1%
    2012$6,298+0.6%
    2013$9,361+48.6%
    2014$9,624+2.8%
    2015$9,537-0.9%
    2016$15,483+62.4%
    2017$15,332-1.0%
    2018$13,527-11.8%
    2019$17,405+28.7%
    2020$15,751-9.5%
    2021$18,351+16.5%
    2022$20,356+10.9%
    2023$24,829+22.0%
    2024$29,576+19.1%
    2025$31,766+7.4%
    2026$34,893+9.8%

    Best and worst month-end to buy

    The best single month-end close to have bought IBOC was 1995-08 ($2.01): $1,000 then is $35,587 today. The worst was 2026-07 ($75.58): $1,000 then is $946.

    FAQ

    What would $1,000 in IBOC be worth today?

    A $1,000 investment in International Bancshares Corporation (IBOC) at the start of 1995 would be worth about $35,587 today, a total return of +3458.7%. Dividends are reinvested in these figures.

    What were the best and worst years for IBOC?

    International Bancshares Corporation (IBOC)'s strongest calendar year since 1995 was 1997, a +90.9% return — $1,000 held through that year became about $1,909 by year-end. Its weakest year was 2007, at -23.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in IBOC have grown?

    Investing $100 at the end of every month since 1995-08 would have grown to about $244,456 on $37,300 invested.

    Did IBOC beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $13,718. IBOC beat the S&P 500 by +159.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    International Bancshares Corporation (IBOC) historical total-return data from 1995-08 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.