What if you'd held RWT?
A $1,000 investment in Redwood Trust, Inc. (RWT) at the month-end close of 1995-08 would be worth $3,526 at the close of 2026-08 — +252.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $13,718.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1995
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1995 | $1,000 | — |
| 1996 | $2,127 | +112.7% |
| 1997 | $1,240 | -41.7% |
| 1998 | $869 | -30.0% |
| 1999 | $802 | -7.7% |
| 2000 | $1,264 | +57.7% |
| 2001 | $1,926 | +52.4% |
| 2002 | $2,439 | +26.6% |
| 2003 | $5,217 | +113.9% |
| 2004 | $7,375 | +41.4% |
| 2005 | $5,560 | -24.6% |
| 2006 | $8,730 | +57.0% |
| 2007 | $5,866 | -32.8% |
| 2008 | $2,895 | -50.6% |
| 2009 | $2,994 | +3.4% |
| 2010 | $3,305 | +10.4% |
| 2011 | $2,434 | -26.4% |
| 2012 | $4,355 | +78.9% |
| 2013 | $5,287 | +21.4% |
| 2014 | $5,697 | +7.7% |
| 2015 | $4,111 | -27.8% |
| 2016 | $5,134 | +24.9% |
| 2017 | $5,365 | +4.5% |
| 2018 | $5,870 | +9.4% |
| 2019 | $6,935 | +18.2% |
| 2020 | $3,974 | -42.7% |
| 2021 | $6,364 | +60.1% |
| 2022 | $3,674 | -42.3% |
| 2023 | $4,468 | +21.6% |
| 2024 | $4,352 | -2.6% |
| 2025 | $4,174 | -4.1% |
| 2026 | $3,911 | -6.3% |
Best and worst month-end to buy
The best single month-end close to have bought RWT was 1999-11 ($0.90): $1,000 then is $5,355 today. The worst was 2007-01 ($11.80): $1,000 then is $409.
FAQ
What would $1,000 in RWT be worth today?
A $1,000 investment in Redwood Trust, Inc. (RWT) at the start of 1995 would be worth about $3,526 today, a total return of +252.6%. Dividends are reinvested in these figures.
What were the best and worst years for RWT?
Redwood Trust, Inc. (RWT)'s strongest calendar year since 1995 was 2003, a +113.9% return — $1,000 held through that year became about $2,139 by year-end. Its weakest year was 2008, at -50.6%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in RWT have grown?
Investing $100 at the end of every month since 1995-08 would have grown to about $51,958 on $37,300 invested.
Did RWT beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $13,718. RWT trailed the S&P 500 by +74.3% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Redwood Trust, Inc. (RWT) historical total-return data from 1995-08 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.