Wall Street RegretsThe regret calculator.

What if you'd held INKM?

A $1,000 investment in State Street Income Allocation ETF (INKM) at the month-end close of 2012-04 would be worth $2,081 at the close of 2026-08 — +108.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,514.

$1,000 since 2012$2,081Total return+108.1%Multiple2.1×CAGR+5.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,081Gain+$1,081 (+108.1%)Multiple2.1×CAGR+5.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2012$2,0812013$1,9602014$1,9022015$1,7482016$1,8362017$1,7242018$1,5132019$1,5982020$1,3642021$1,3232022$1,2192023$1,3952024$1,2652025$1,1962026$1,078

    Every year, $1,000 from 2012

    YearValue of $1,000Year return
    2012$1,000
    2013$1,030+3.0%
    2014$1,121+8.8%
    2015$1,067-4.8%
    2016$1,137+6.5%
    2017$1,295+14.0%
    2018$1,226-5.3%
    2019$1,436+17.2%
    2020$1,481+3.1%
    2021$1,607+8.5%
    2022$1,405-12.6%
    2023$1,549+10.2%
    2024$1,638+5.7%
    2025$1,818+11.0%
    2026$1,960+7.8%

    Best and worst month-end to buy

    The best single month-end close to have bought INKM was 2012-05 ($16.19): $1,000 then is $2,152 today. The worst was 2026-08 ($34.84): $1,000 then is $1,000.

    FAQ

    What would $1,000 in INKM be worth today?

    A $1,000 investment in State Street Income Allocation ETF (INKM) at the start of 2012 would be worth about $2,081 today, a total return of +108.1%. Dividends are reinvested in these figures.

    What were the best and worst years for INKM?

    State Street Income Allocation ETF (INKM)'s strongest calendar year since 2012 was 2019, a +17.2% return — $1,000 held through that year became about $1,172 by year-end. Its weakest year was 2022, at -12.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in INKM have grown?

    Investing $100 at the end of every month since 2012-04 would have grown to about $26,151 on $17,300 invested.

    Did INKM beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,514. INKM trailed the S&P 500 by +62.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    State Street Income Allocation ETF (INKM) historical total-return data from 2012-04 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.