Wall Street RegretsThe regret calculator.

What if you'd held ISD?

A $1,000 investment in PGIM High Yield Bond Fund, Inc. (ISD) at the month-end close of 2012-04 would be worth $2,160 at the close of 2026-08 — +116.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,514.

$1,000 since 2012$2,160Total return+116.0%Multiple2.2×CAGR+5.5%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,160Gain+$1,160 (+116.0%)Multiple2.2×CAGR+5.5%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2012$2,1602013$2,1722014$2,1682015$2,0562016$2,1422017$1,8592018$1,8052019$1,9022020$1,4812021$1,3892022$1,2002023$1,4712024$1,2782025$1,0472026$906

    Every year, $1,000 from 2012

    YearValue of $1,000Year return
    2012$1,000
    2013$1,002+0.2%
    2014$1,056+5.4%
    2015$1,014-4.0%
    2016$1,168+15.2%
    2017$1,203+3.0%
    2018$1,142-5.1%
    2019$1,466+28.4%
    2020$1,564+6.7%
    2021$1,809+15.7%
    2022$1,476-18.4%
    2023$1,699+15.1%
    2024$2,074+22.1%
    2025$2,398+15.6%
    2026$2,172-9.4%

    Best and worst month-end to buy

    The best single month-end close to have bought ISD was 2013-08 ($5.60): $1,000 then is $2,214 today. The worst was 2026-02 ($13.93): $1,000 then is $890.

    FAQ

    What would $1,000 in ISD be worth today?

    A $1,000 investment in PGIM High Yield Bond Fund, Inc. (ISD) at the start of 2012 would be worth about $2,160 today, a total return of +116.0%. Dividends are reinvested in these figures.

    What were the best and worst years for ISD?

    PGIM High Yield Bond Fund, Inc. (ISD)'s strongest calendar year since 2012 was 2019, a +28.4% return — $1,000 held through that year became about $1,284 by year-end. Its weakest year was 2022, at -18.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in ISD have grown?

    Investing $100 at the end of every month since 2012-04 would have grown to about $28,242 on $17,300 invested.

    Did ISD beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,514. ISD trailed the S&P 500 by +60.8% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    PGIM High Yield Bond Fund, Inc. (ISD) historical total-return data from 2012-04 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.