Wall Street RegretsThe regret calculator.

What if you'd held JOE?

A $1,000 investment in St. Joe Company (The) (JOE) at the month-end close of 1990-03 would be worth $9,771 at the close of 2026-08 — +877.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $22,675.

$1,000 since 1990$9,771Total return+877.1%Multiple9.8×CAGR+6.5%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$9,771Gain+$8,771 (+877.1%)Multiple9.8×CAGR+6.5%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$4,8622001$3,5602002$2,8122003$2,5932004$2,0662005$1,1862006$1,1232007$1,3922008$2,0772009$3,0332010$2,5532011$3,3752012$5,0292013$3,1962014$3,8442015$4,0112016$3,9842017$3,8822018$4,0862019$5,6012020$3,7192021$1,7332022$1,4042023$1,8742024$1,1932025$1,5832026$1,184

    Every year, $1,000 from 1990

    YearValue of $1,000Year return
    1990$1,000
    1991$1,097+9.7%
    1992$1,381+25.9%
    1993$1,854+34.3%
    1994$1,994+7.5%
    1995$2,028+1.7%
    1996$2,404+18.6%
    1997$3,826+59.1%
    1998$2,983-22.0%
    1999$3,095+3.7%
    2000$4,226+36.6%
    2001$5,351+26.6%
    2002$5,802+8.4%
    2003$7,284+25.5%
    2004$12,686+74.2%
    2005$13,394+5.6%
    2006$10,806-19.3%
    2007$7,243-33.0%
    2008$4,961-31.5%
    2009$5,892+18.8%
    2010$4,458-24.3%
    2011$2,991-32.9%
    2012$4,708+57.4%
    2013$3,914-16.9%
    2014$3,751-4.2%
    2015$3,776+0.7%
    2016$3,875+2.6%
    2017$3,682-5.0%
    2018$2,686-27.0%
    2019$4,045+50.6%
    2020$8,680+114.6%
    2021$10,714+23.4%
    2022$8,028-25.1%
    2023$12,613+57.1%
    2024$9,505-24.6%
    2025$12,708+33.7%
    2026$15,045+18.4%

    Best and worst month-end to buy

    The best single month-end close to have bought JOE was 1990-12 ($4.65): $1,000 then is $15,045 today. The worst was 2005-06 ($75.20): $1,000 then is $930.

    FAQ

    What would $1,000 in JOE be worth today?

    A $1,000 investment in St. Joe Company (The) (JOE) at the start of 1990 would be worth about $9,771 today, a total return of +877.1%. Dividends are reinvested in these figures.

    What were the best and worst years for JOE?

    St. Joe Company (The) (JOE)'s strongest calendar year since 1990 was 2020, a +114.6% return — $1,000 held through that year became about $2,146 by year-end. Its weakest year was 2007, at -33.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in JOE have grown?

    Investing $100 at the end of every month since 1990-03 would have grown to about $183,207 on $43,800 invested.

    Did JOE beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $22,675. JOE trailed the S&P 500 by +56.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    St. Joe Company (The) (JOE) historical total-return data from 1990-03 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.