What if you'd held VLY?
A $1,000 investment in Valley National Bancorp (VLY) at the month-end close of 1990-03 would be worth $20,056 at the close of 2026-08 — +1905.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $22,675.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1990
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1990 | $1,000 | — |
| 1991 | $1,495 | +49.5% |
| 1992 | $2,756 | +84.4% |
| 1993 | $2,853 | +3.5% |
| 1994 | $3,718 | +30.3% |
| 1995 | $3,767 | +1.3% |
| 1996 | $4,207 | +11.7% |
| 1997 | $7,029 | +67.1% |
| 1998 | $6,513 | -7.3% |
| 1999 | $7,067 | +8.5% |
| 2000 | $9,189 | +30.0% |
| 2001 | $9,898 | +7.7% |
| 2002 | $10,229 | +3.3% |
| 2003 | $12,289 | +20.1% |
| 2004 | $12,638 | +2.8% |
| 2005 | $11,993 | -5.1% |
| 2006 | $14,338 | +19.6% |
| 2007 | $11,238 | -21.6% |
| 2008 | $13,111 | +16.7% |
| 2009 | $10,258 | -21.8% |
| 2010 | $11,493 | +12.0% |
| 2011 | $11,053 | -3.8% |
| 2012 | $9,285 | -16.0% |
| 2013 | $10,735 | +15.6% |
| 2014 | $10,764 | +0.3% |
| 2015 | $11,422 | +6.1% |
| 2016 | $14,113 | +23.6% |
| 2017 | $14,125 | +0.1% |
| 2018 | $11,609 | -17.8% |
| 2019 | $15,591 | +34.3% |
| 2020 | $14,031 | -10.0% |
| 2021 | $20,451 | +45.8% |
| 2022 | $17,464 | -14.6% |
| 2023 | $17,580 | +0.7% |
| 2024 | $15,487 | -11.9% |
| 2025 | $20,882 | +34.8% |
| 2026 | $26,255 | +25.7% |
Best and worst month-end to buy
The best single month-end close to have bought VLY was 1990-10 ($0.46): $1,000 then is $31,188 today. The worst was 2026-06 ($14.65): $1,000 then is $986.
FAQ
What would $1,000 in VLY be worth today?
A $1,000 investment in Valley National Bancorp (VLY) at the start of 1990 would be worth about $20,056 today, a total return of +1905.6%. Dividends are reinvested in these figures.
What were the best and worst years for VLY?
Valley National Bancorp (VLY)'s strongest calendar year since 1990 was 1992, a +84.4% return — $1,000 held through that year became about $1,844 by year-end. Its weakest year was 2009, at -21.8%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in VLY have grown?
Investing $100 at the end of every month since 1990-03 would have grown to about $185,064 on $43,800 invested.
Did VLY beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $22,675. VLY trailed the S&P 500 by +11.6% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Valley National Bancorp (VLY) historical total-return data from 1990-03 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.