What if you'd held KIE?
A $1,000 investment in State Street SPDR S&P Insurance ETF (KIE) at the month-end close of 2005-11 would be worth $5,105 at the close of 2026-08 — +410.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,169.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2005
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2005 | $1,000 | — |
| 2006 | $1,089 | +8.9% |
| 2007 | $1,027 | -5.7% |
| 2008 | $548 | -46.6% |
| 2009 | $702 | +28.0% |
| 2010 | $885 | +26.1% |
| 2011 | $778 | -12.0% |
| 2012 | $939 | +20.7% |
| 2013 | $1,367 | +45.6% |
| 2014 | $1,472 | +7.7% |
| 2015 | $1,560 | +6.0% |
| 2016 | $1,894 | +21.4% |
| 2017 | $2,137 | +12.8% |
| 2018 | $2,010 | -6.0% |
| 2019 | $2,556 | +27.2% |
| 2020 | $2,478 | -3.1% |
| 2021 | $3,042 | +22.8% |
| 2022 | $3,148 | +3.5% |
| 2023 | $3,532 | +12.2% |
| 2024 | $4,483 | +26.9% |
| 2025 | $4,847 | +8.1% |
| 2026 | $5,138 | +6.0% |
Best and worst month-end to buy
The best single month-end close to have bought KIE was 2009-02 ($4.25): $1,000 then is $14,871 today. The worst was 2026-07 ($64.42): $1,000 then is $981.
FAQ
What would $1,000 in KIE be worth today?
A $1,000 investment in State Street SPDR S&P Insurance ETF (KIE) at the start of 2005 would be worth about $5,105 today, a total return of +410.5%. Dividends are reinvested in these figures.
What were the best and worst years for KIE?
State Street SPDR S&P Insurance ETF (KIE)'s strongest calendar year since 2005 was 2013, a +45.6% return — $1,000 held through that year became about $1,456 by year-end. Its weakest year was 2008, at -46.6%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in KIE have grown?
Investing $100 at the end of every month since 2005-11 would have grown to about $93,742 on $25,000 invested.
Did KIE beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $6,169. KIE trailed the S&P 500 by +17.2% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
State Street SPDR S&P Insurance ETF (KIE) historical total-return data from 2005-11 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.