Wall Street RegretsThe regret calculator.

What if you'd held MDYG?

A $1,000 investment in State Street SPDR S&P 400 Mid Cap Growth ETF (MDYG) at the month-end close of 2005-11 would be worth $7,585 at the close of 2026-08 — +658.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,169.

$1,000 since 2005$7,585Total return+658.5%Multiple7.6×CAGR+10.3%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$7,585Gain+$6,585 (+658.5%)Multiple7.6×CAGR+10.3%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2005$7,5852006$7,5082007$6,7502008$6,1962009$10,6122010$6,7952011$5,3392012$5,4102013$4,6302014$3,4952015$3,2462016$3,1902017$2,7862018$2,3302019$2,6022020$2,0642021$1,6842022$1,4212023$1,7532024$1,4942025$1,2902026$1,203

    Every year, $1,000 from 2005

    YearValue of $1,000Year return
    2005$1,000
    2006$1,112+11.2%
    2007$1,212+8.9%
    2008$708-41.6%
    2009$1,105+56.2%
    2010$1,406+27.3%
    2011$1,388-1.3%
    2012$1,622+16.8%
    2013$2,148+32.5%
    2014$2,313+7.7%
    2015$2,354+1.8%
    2016$2,695+14.5%
    2017$3,223+19.6%
    2018$2,886-10.5%
    2019$3,638+26.1%
    2020$4,460+22.6%
    2021$5,284+18.5%
    2022$4,284-18.9%
    2023$5,025+17.3%
    2024$5,821+15.8%
    2025$6,241+7.2%
    2026$7,508+20.3%

    Best and worst month-end to buy

    The best single month-end close to have bought MDYG was 2009-02 ($9.36): $1,000 then is $11,848 today. The worst was 2026-06 ($112): $1,000 then is $989.

    FAQ

    What would $1,000 in MDYG be worth today?

    A $1,000 investment in State Street SPDR S&P 400 Mid Cap Growth ETF (MDYG) at the start of 2005 would be worth about $7,585 today, a total return of +658.5%. Dividends are reinvested in these figures.

    What were the best and worst years for MDYG?

    State Street SPDR S&P 400 Mid Cap Growth ETF (MDYG)'s strongest calendar year since 2005 was 2009, a +56.2% return — $1,000 held through that year became about $1,562 by year-end. Its weakest year was 2008, at -41.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in MDYG have grown?

    Investing $100 at the end of every month since 2005-11 would have grown to about $93,921 on $25,000 invested.

    Did MDYG beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,169. MDYG beat the S&P 500 by +23.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    State Street SPDR S&P 400 Mid Cap Growth ETF (MDYG) historical total-return data from 2005-11 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.