Wall Street RegretsThe regret calculator.

What if you'd held MFA?

A $1,000 investment in MFA Financial, Inc. (MFA) at the month-end close of 1998-04 would be worth $6,556 at the close of 2026-08 — +555.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,933.

$1,000 since 1998$6,556Total return+555.6%Multiple6.6×CAGR+6.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$6,556Gain+$5,556 (+555.6%)Multiple6.6×CAGR+6.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$10,6312001$8,9222002$4,4562003$4,0592004$3,1222005$3,1092006$4,5272007$3,2572008$2,5712009$3,5112010$2,4382011$1,9562012$2,0712013$1,5362014$1,4472015$1,1572016$1,2582017$9762018$8532019$9072020$7112021$1,2022022$9412023$1,4992024$1,1472025$1,1182026$1,054

    Every year, $1,000 from 1998

    YearValue of $1,000Year return
    1998$1,000
    1999$1,147+14.7%
    2000$1,367+19.2%
    2001$2,737+100.2%
    2002$3,005+9.8%
    2003$3,908+30.0%
    2004$3,924+0.4%
    2005$2,694-31.3%
    2006$3,745+39.0%
    2007$4,744+26.7%
    2008$3,475-26.8%
    2009$5,004+44.0%
    2010$6,237+24.6%
    2011$5,890-5.6%
    2012$7,942+34.8%
    2013$8,430+6.1%
    2014$10,542+25.0%
    2015$9,694-8.0%
    2016$12,504+29.0%
    2017$14,292+14.3%
    2018$13,456-5.9%
    2019$17,162+27.5%
    2020$10,149-40.9%
    2021$12,960+27.7%
    2022$8,138-37.2%
    2023$10,634+30.7%
    2024$10,913+2.6%
    2025$11,575+6.1%
    2026$12,198+5.4%

    Best and worst month-end to buy

    The best single month-end close to have bought MFA was 1999-04 ($0.74): $1,000 then is $12,215 today. The worst was 2020-01 ($13.05): $1,000 then is $697.

    FAQ

    What would $1,000 in MFA be worth today?

    A $1,000 investment in MFA Financial, Inc. (MFA) at the start of 1998 would be worth about $6,556 today, a total return of +555.6%. Dividends are reinvested in these figures.

    What were the best and worst years for MFA?

    MFA Financial, Inc. (MFA)'s strongest calendar year since 1998 was 2001, a +100.2% return — $1,000 held through that year became about $2,002 by year-end. Its weakest year was 2020, at -40.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in MFA have grown?

    Investing $100 at the end of every month since 1998-04 would have grown to about $98,259 on $34,100 invested.

    Did MFA beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,933. MFA trailed the S&P 500 by +5.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    MFA Financial, Inc. (MFA) historical total-return data from 1998-04 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.