Wall Street RegretsThe regret calculator.

What if you'd held UVSP?

A $1,000 investment in Univest Financial Corporation (UVSP) at the month-end close of 1998-04 would be worth $5,295 at the close of 2026-08 — +429.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,933.

$1,000 since 1998$5,295Total return+429.5%Multiple5.3×CAGR+6.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$5,295Gain+$4,295 (+429.5%)Multiple5.3×CAGR+6.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$7,7312001$8,4012002$5,1762003$4,3862004$3,2842005$2,9622006$3,6422007$2,8212008$3,9352009$2,5012010$4,3962011$3,8482012$4,7792013$3,8912014$3,0822015$3,0242016$2,8162017$1,8332018$1,9632019$2,4772020$1,9342021$2,4332022$1,6262023$1,8052024$2,0542025$1,4802026$1,295

    Every year, $1,000 from 1998

    YearValue of $1,000Year return
    1998$1,000
    1999$756-24.4%
    2000$696-8.0%
    2001$1,129+62.3%
    2002$1,332+18.0%
    2003$1,780+33.6%
    2004$1,973+10.9%
    2005$1,604-18.7%
    2006$2,072+29.1%
    2007$1,485-28.3%
    2008$2,337+57.3%
    2009$1,330-43.1%
    2010$1,519+14.2%
    2011$1,223-19.5%
    2012$1,502+22.8%
    2013$1,896+26.2%
    2014$1,933+1.9%
    2015$2,076+7.4%
    2016$3,188+53.6%
    2017$2,978-6.6%
    2018$2,359-20.8%
    2019$3,022+28.1%
    2020$2,403-20.5%
    2021$3,593+49.6%
    2022$3,237-9.9%
    2023$2,846-12.1%
    2024$3,950+38.8%
    2025$4,512+14.2%
    2026$5,844+29.5%

    Best and worst month-end to buy

    The best single month-end close to have bought UVSP was 2000-03 ($4.34): $1,000 then is $9,601 today. The worst was 2026-07 ($44.17): $1,000 then is $943.

    FAQ

    What would $1,000 in UVSP be worth today?

    A $1,000 investment in Univest Financial Corporation (UVSP) at the start of 1998 would be worth about $5,295 today, a total return of +429.5%. Dividends are reinvested in these figures.

    What were the best and worst years for UVSP?

    Univest Financial Corporation (UVSP)'s strongest calendar year since 1998 was 2001, a +62.3% return — $1,000 held through that year became about $1,623 by year-end. Its weakest year was 2009, at -43.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in UVSP have grown?

    Investing $100 at the end of every month since 1998-04 would have grown to about $119,325 on $34,100 invested.

    Did UVSP beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,933. UVSP trailed the S&P 500 by +23.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Univest Financial Corporation (UVSP) historical total-return data from 1998-04 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.