Wall Street RegretsThe regret calculator.

What if you'd held MGYR?

A $1,000 investment in Magyar Bancorp, Inc. (MGYR) at the month-end close of 2006-01 would be worth $2,483 at the close of 2026-08 — +148.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,021.

$1,000 since 2006$2,483Total return+148.3%Multiple2.5×CAGR+4.5%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,483Gain+$1,483 (+148.3%)Multiple2.5×CAGR+4.5%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2006$2,4832007$1,9042008$2,4582009$4,4142010$6,5392011$6,5392012$10,6702013$6,2442014$3,5122015$3,1022016$2,6172017$2,1822018$2,0462019$2,1392020$2,1292021$2,7162022$1,7292023$1,6292024$1,8252025$1,3762026$1,142

    Every year, $1,000 from 2006

    YearValue of $1,000Year return
    2006$1,000
    2007$775-22.5%
    2008$431-44.3%
    2009$291-32.5%
    2010$2910.0%
    2011$178-38.7%
    2012$305+70.9%
    2013$542+77.8%
    2014$614+13.2%
    2015$727+18.5%
    2016$873+19.9%
    2017$930+6.6%
    2018$890-4.3%
    2019$894+0.4%
    2020$701-21.6%
    2021$1,101+57.1%
    2022$1,169+6.1%
    2023$1,043-10.7%
    2024$1,383+32.6%
    2025$1,667+20.5%
    2026$1,904+14.2%

    Best and worst month-end to buy

    The best single month-end close to have bought MGYR was 2011-12 ($1.82): $1,000 then is $10,670 today. The worst was 2026-08 ($19.42): $1,000 then is $1,000.

    FAQ

    What would $1,000 in MGYR be worth today?

    A $1,000 investment in Magyar Bancorp, Inc. (MGYR) at the start of 2006 would be worth about $2,483 today, a total return of +148.3%. Dividends are reinvested in these figures.

    What were the best and worst years for MGYR?

    Magyar Bancorp, Inc. (MGYR)'s strongest calendar year since 2006 was 2013, a +77.8% return — $1,000 held through that year became about $1,778 by year-end. Its weakest year was 2008, at -44.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in MGYR have grown?

    Investing $100 at the end of every month since 2006-01 would have grown to about $77,692 on $24,800 invested.

    Did MGYR beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,021. MGYR trailed the S&P 500 by +58.8% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Magyar Bancorp, Inc. (MGYR) historical total-return data from 2006-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.