Wall Street RegretsThe regret calculator.

What if you'd held ISBA?

A $1,000 investment in Isabella Bank Corporation (ISBA) at the month-end close of 2006-01 would be worth $2,198 at the close of 2026-08 — +119.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,021.

$1,000 since 2006$2,198Total return+119.8%Multiple2.2×CAGR+3.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,198Gain+$1,198 (+119.8%)Multiple2.2×CAGR+3.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2006$2,1982007$2,0902008$2,1902009$3,2262010$4,1732011$4,3892012$3,0792013$3,2422014$2,8572015$2,9112016$2,1082017$2,1842018$2,0942019$2,5232020$2,2392021$2,6122022$1,9172023$1,9862024$2,0592025$1,6122026$809

    Every year, $1,000 from 2006

    YearValue of $1,000Year return
    2006$1,000
    2007$954-4.6%
    2008$648-32.1%
    2009$501-22.7%
    2010$476-4.9%
    2011$679+42.5%
    2012$645-5.0%
    2013$732+13.5%
    2014$718-1.9%
    2015$992+38.1%
    2016$957-3.5%
    2017$998+4.3%
    2018$828-17.0%
    2019$934+12.7%
    2020$800-14.3%
    2021$1,090+36.2%
    2022$1,052-3.5%
    2023$1,015-3.5%
    2024$1,297+27.7%
    2025$2,582+99.1%
    2026$2,090-19.1%

    Best and worst month-end to buy

    The best single month-end close to have bought ISBA was 2009-10 ($8.19): $1,000 then is $4,877 today. The worst was 2025-12 ($49.34): $1,000 then is $809.

    FAQ

    What would $1,000 in ISBA be worth today?

    A $1,000 investment in Isabella Bank Corporation (ISBA) at the start of 2006 would be worth about $2,198 today, a total return of +119.8%. Dividends are reinvested in these figures.

    What were the best and worst years for ISBA?

    Isabella Bank Corporation (ISBA)'s strongest calendar year since 2006 was 2025, a +99.1% return — $1,000 held through that year became about $1,991 by year-end. Its weakest year was 2008, at -32.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in ISBA have grown?

    Investing $100 at the end of every month since 2006-01 would have grown to about $63,909 on $24,800 invested.

    Did ISBA beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,021. ISBA trailed the S&P 500 by +63.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Isabella Bank Corporation (ISBA) historical total-return data from 2006-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.