Wall Street RegretsThe regret calculator.

What if you'd held SPHQ?

A $1,000 investment in Invesco S&P 500 Quality ETF (SPHQ) at the month-end close of 2005-12 would be worth $7,350 at the close of 2026-08 — +635.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,175.

$1,000 since 2005$7,350Total return+635.0%Multiple7.4×CAGR+10.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$7,350Gain+$6,350 (+635.0%)Multiple7.4×CAGR+10.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2005$7,3502006$7,3502007$7,0322008$6,0192009$11,2222010$9,9622011$8,2682012$7,7822013$6,8092014$5,1292015$4,4182016$4,3472017$3,8022018$3,1932019$3,4362020$2,5722021$2,1992022$1,7242023$2,0462024$1,6392025$1,3072026$1,154

    Every year, $1,000 from 2005

    YearValue of $1,000Year return
    2005$1,000
    2006$1,045+4.5%
    2007$1,221+16.8%
    2008$655-46.4%
    2009$738+12.6%
    2010$889+20.5%
    2011$944+6.2%
    2012$1,079+14.3%
    2013$1,433+32.8%
    2014$1,664+16.1%
    2015$1,691+1.6%
    2016$1,933+14.3%
    2017$2,302+19.1%
    2018$2,139-7.1%
    2019$2,858+33.6%
    2020$3,342+16.9%
    2021$4,264+27.6%
    2022$3,592-15.8%
    2023$4,484+24.8%
    2024$5,624+25.4%
    2025$6,371+13.3%
    2026$7,350+15.4%

    Best and worst month-end to buy

    The best single month-end close to have bought SPHQ was 2009-02 ($6.80): $1,000 then is $12,657 today. The worst was 2026-06 ($90.10): $1,000 then is $955.

    FAQ

    What would $1,000 in SPHQ be worth today?

    A $1,000 investment in Invesco S&P 500 Quality ETF (SPHQ) at the start of 2005 would be worth about $7,350 today, a total return of +635.0%. Dividends are reinvested in these figures.

    What were the best and worst years for SPHQ?

    Invesco S&P 500 Quality ETF (SPHQ)'s strongest calendar year since 2005 was 2019, a +33.6% return — $1,000 held through that year became about $1,336 by year-end. Its weakest year was 2008, at -46.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in SPHQ have grown?

    Investing $100 at the end of every month since 2005-12 would have grown to about $117,695 on $24,900 invested.

    Did SPHQ beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,175. SPHQ beat the S&P 500 by +19.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Invesco S&P 500 Quality ETF (SPHQ) historical total-return data from 2005-12 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.