Wall Street RegretsThe regret calculator.

What if you'd held NNI?

A $1,000 investment in Nelnet, Inc. (NNI) at the month-end close of 2003-12 would be worth $7,489 at the close of 2026-08 — +648.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,932.

$1,000 since 2003$7,489Total return+648.9%Multiple7.5×CAGR+9.3%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$7,489Gain+$6,489 (+648.9%)Multiple7.5×CAGR+9.3%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2003$7,4892004$7,4892005$6,2282006$4,1232007$6,1312008$13,0022009$11,4552010$9,4902011$6,6772012$6,3502013$4,9402014$3,4562015$3,1132016$4,2512017$2,7762018$2,5402019$2,6282020$2,3332021$1,8812022$1,3562023$1,4432024$1,4672025$1,1982026$953

    Every year, $1,000 from 2003

    YearValue of $1,000Year return
    2003$1,000
    2004$1,202+20.2%
    2005$1,817+51.1%
    2006$1,221-32.8%
    2007$576-52.8%
    2008$654+13.5%
    2009$789+20.7%
    2010$1,122+42.1%
    2011$1,179+5.1%
    2012$1,516+28.5%
    2013$2,167+42.9%
    2014$2,406+11.0%
    2015$1,762-26.8%
    2016$2,698+53.2%
    2017$2,948+9.3%
    2018$2,850-3.3%
    2019$3,211+12.6%
    2020$3,982+24.0%
    2021$5,524+38.7%
    2022$5,190-6.0%
    2023$5,105-1.6%
    2024$6,249+22.4%
    2025$7,856+25.7%
    2026$7,489-4.7%

    Best and worst month-end to buy

    The best single month-end close to have bought NNI was 2009-02 ($3.92): $1,000 then is $32,173 today. The worst was 2026-04 ($141): $1,000 then is $892.

    FAQ

    What would $1,000 in NNI be worth today?

    A $1,000 investment in Nelnet, Inc. (NNI) at the start of 2003 would be worth about $7,489 today, a total return of +648.9%. Dividends are reinvested in these figures.

    What were the best and worst years for NNI?

    Nelnet, Inc. (NNI)'s strongest calendar year since 2003 was 2016, a +53.2% return — $1,000 held through that year became about $1,532 by year-end. Its weakest year was 2007, at -52.8%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in NNI have grown?

    Investing $100 at the end of every month since 2003-12 would have grown to about $130,419 on $27,300 invested.

    Did NNI beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,932. NNI beat the S&P 500 by +8.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Nelnet, Inc. (NNI) historical total-return data from 2003-12 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.