What if you'd held TIP?
A $1,000 investment in iShares TIPS Bond ETF (TIP) at the month-end close of 2003-12 would be worth $2,164 at the close of 2026-08 — +116.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,932.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2003
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2003 | $1,000 | — |
| 2004 | $1,083 | +8.3% |
| 2005 | $1,110 | +2.5% |
| 2006 | $1,113 | +0.3% |
| 2007 | $1,246 | +11.9% |
| 2008 | $1,246 | +0.0% |
| 2009 | $1,357 | +8.9% |
| 2010 | $1,441 | +6.1% |
| 2011 | $1,632 | +13.3% |
| 2012 | $1,737 | +6.4% |
| 2013 | $1,589 | -8.5% |
| 2014 | $1,646 | +3.6% |
| 2015 | $1,618 | -1.7% |
| 2016 | $1,693 | +4.7% |
| 2017 | $1,743 | +2.9% |
| 2018 | $1,718 | -1.4% |
| 2019 | $1,861 | +8.4% |
| 2020 | $2,063 | +10.8% |
| 2021 | $2,180 | +5.7% |
| 2022 | $1,913 | -12.3% |
| 2023 | $1,971 | +3.0% |
| 2024 | $2,004 | +1.7% |
| 2025 | $2,139 | +6.8% |
| 2026 | $2,164 | +1.2% |
Best and worst month-end to buy
The best single month-end close to have bought TIP was 2003-12 ($49.68): $1,000 then is $2,164 today. The worst was 2021-12 ($108): $1,000 then is $993.
FAQ
What would $1,000 in TIP be worth today?
A $1,000 investment in iShares TIPS Bond ETF (TIP) at the start of 2003 would be worth about $2,164 today, a total return of +116.4%. Dividends are reinvested in these figures.
What were the best and worst years for TIP?
iShares TIPS Bond ETF (TIP)'s strongest calendar year since 2003 was 2011, a +13.3% return — $1,000 held through that year became about $1,133 by year-end. Its weakest year was 2022, at -12.3%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in TIP have grown?
Investing $100 at the end of every month since 2003-12 would have grown to about $37,917 on $27,300 invested.
Did TIP beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $6,932. TIP trailed the S&P 500 by +68.8% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
iShares TIPS Bond ETF (TIP) historical total-return data from 2003-12 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.