Wall Street RegretsThe regret calculator.

What if you'd held UTI?

A $1,000 investment in Universal Technical Institute Inc (UTI) at the month-end close of 2003-12 would be worth $992 at the close of 2026-08 — -0.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,932.

$1,000 since 2003$992Total return-0.8%Multiple0.99×CAGR-0.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$992Gain+$-8.16 (-0.8%)Multiple1.0×CAGR-0.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2003$9922004$9922005$7812006$9622007$1,3402008$1,7512009$1,7332010$1,4732011$1,2662012$2,1812013$2,6852014$1,8752015$2,5582016$5,2372017$8,3512018$10,1252019$6,6582020$3,1522021$3,7622022$3,1072023$3,6162024$1,9412025$9452026$930

    Every year, $1,000 from 2003

    YearValue of $1,000Year return
    2003$1,000
    2004$1,271+27.1%
    2005$1,031-18.8%
    2006$740-28.2%
    2007$567-23.5%
    2008$572+1.0%
    2009$673+17.7%
    2010$784+16.4%
    2011$455-42.0%
    2012$369-18.8%
    2013$529+43.2%
    2014$388-26.7%
    2015$189-51.2%
    2016$119-37.3%
    2017$97.96-17.5%
    2018$149+52.1%
    2019$315+111.2%
    2020$264-16.2%
    2021$319+21.1%
    2022$274-14.1%
    2023$511+86.3%
    2024$1,049+105.4%
    2025$1,067+1.6%
    2026$992-7.0%

    Best and worst month-end to buy

    The best single month-end close to have bought UTI was 2016-10 ($1.52): $1,000 then is $15,987 today. The worst was 2026-06 ($42.77): $1,000 then is $568.

    FAQ

    What would $1,000 in UTI be worth today?

    A $1,000 investment in Universal Technical Institute Inc (UTI) at the start of 2003 would be worth about $992 today, a total return of -0.8%. Dividends are reinvested in these figures.

    What were the best and worst years for UTI?

    Universal Technical Institute Inc (UTI)'s strongest calendar year since 2003 was 2019, a +111.2% return — $1,000 held through that year became about $2,112 by year-end. Its weakest year was 2015, at -51.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in UTI have grown?

    Investing $100 at the end of every month since 2003-12 would have grown to about $83,232 on $27,300 invested.

    Did UTI beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,932. UTI trailed the S&P 500 by +85.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Universal Technical Institute Inc (UTI) historical total-return data from 2003-12 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.