Wall Street RegretsThe regret calculator.

What if you'd held NSP?

A $1,000 investment in Insperity, Inc. (NSP) at the month-end close of 1997-01 would be worth $16,622 at the close of 2026-08 — +1562.2% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $9,805.

$1,000 since 1997$16,622Total return+1562.2%Multiple16.6×CAGR+10.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$16,622Gain+$15,622 (+1562.2%)Multiple16.6×CAGR+10.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$11,9522001$6,6452002$6,5952003$30,1342004$10,4012005$14,3342006$4,2472007$4,1382008$6,1792009$7,8802010$7,0782011$5,5662012$6,2862013$4,7742014$4,2112015$4,1212016$2,8502017$1,9052018$1,1432019$6962020$7472021$7702022$5132023$5232024$4972025$7322026$1,402

    Every year, $1,000 from 1997

    YearValue of $1,000Year return
    1997$1,000
    1998$966-3.4%
    1999$1,169+21.0%
    2000$2,102+79.9%
    2001$2,119+0.8%
    2002$464-78.1%
    2003$1,343+189.7%
    2004$975-27.4%
    2005$3,290+237.5%
    2006$3,376+2.6%
    2007$2,261-33.0%
    2008$1,773-21.6%
    2009$1,974+11.3%
    2010$2,510+27.2%
    2011$2,223-11.5%
    2012$2,926+31.7%
    2013$3,318+13.4%
    2014$3,390+2.2%
    2015$4,903+44.6%
    2016$7,334+49.6%
    2017$12,219+66.6%
    2018$20,067+64.2%
    2019$18,713-6.7%
    2020$18,140-3.1%
    2021$27,236+50.1%
    2022$26,715-1.9%
    2023$28,116+5.2%
    2024$19,081-32.1%
    2025$9,964-47.8%
    2026$13,971+40.2%

    Best and worst month-end to buy

    The best single month-end close to have bought NSP was 2002-08 ($0.78): $1,000 then is $66,916 today. The worst was 2023-02 ($108): $1,000 then is $479.

    FAQ

    What would $1,000 in NSP be worth today?

    A $1,000 investment in Insperity, Inc. (NSP) at the start of 1997 would be worth about $16,622 today, a total return of +1562.2%. Dividends are reinvested in these figures.

    What were the best and worst years for NSP?

    Insperity, Inc. (NSP)'s strongest calendar year since 1997 was 2005, a +237.5% return — $1,000 held through that year became about $3,375 by year-end. Its weakest year was 2002, at -78.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in NSP have grown?

    Investing $100 at the end of every month since 1997-01 would have grown to about $233,593 on $35,600 invested.

    Did NSP beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $9,805. NSP beat the S&P 500 by +69.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Insperity, Inc. (NSP) historical total-return data from 1997-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.