What if you'd held UNTY?
A $1,000 investment in Unity Bancorp, Inc. (UNTY) at the month-end close of 1997-01 would be worth $12,794 at the close of 2026-08 — +1179.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $9,805.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1997
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1997 | $1,000 | — |
| 1998 | $921 | -7.9% |
| 1999 | $514 | -44.2% |
| 2000 | $172 | -66.6% |
| 2001 | $557 | +224.0% |
| 2002 | $707 | +27.0% |
| 2003 | $1,031 | +45.8% |
| 2004 | $1,228 | +19.1% |
| 2005 | $1,430 | +16.4% |
| 2006 | $1,598 | +11.8% |
| 2007 | $987 | -38.3% |
| 2008 | $486 | -50.8% |
| 2009 | $501 | +3.1% |
| 2010 | $752 | +50.2% |
| 2011 | $797 | +5.9% |
| 2012 | $777 | -2.5% |
| 2013 | $957 | +23.2% |
| 2014 | $1,192 | +24.5% |
| 2015 | $1,598 | +34.1% |
| 2016 | $2,245 | +40.4% |
| 2017 | $2,860 | +27.4% |
| 2018 | $3,041 | +6.4% |
| 2019 | $3,355 | +10.3% |
| 2020 | $2,664 | -20.6% |
| 2021 | $4,048 | +51.9% |
| 2022 | $4,281 | +5.8% |
| 2023 | $4,724 | +10.3% |
| 2024 | $7,076 | +49.8% |
| 2025 | $8,496 | +20.1% |
| 2026 | $9,770 | +15.0% |
Best and worst month-end to buy
The best single month-end close to have bought UNTY was 2000-12 ($1.04): $1,000 then is $56,837 today. The worst was 2026-08 ($59.11): $1,000 then is $1,000.
FAQ
What would $1,000 in UNTY be worth today?
A $1,000 investment in Unity Bancorp, Inc. (UNTY) at the start of 1997 would be worth about $12,794 today, a total return of +1179.4%. Dividends are reinvested in these figures.
What were the best and worst years for UNTY?
Unity Bancorp, Inc. (UNTY)'s strongest calendar year since 1997 was 2001, a +224.0% return — $1,000 held through that year became about $3,240 by year-end. Its weakest year was 2000, at -66.6%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in UNTY have grown?
Investing $100 at the end of every month since 1997-01 would have grown to about $335,740 on $35,600 invested.
Did UNTY beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $9,805. UNTY beat the S&P 500 by +30.5% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Unity Bancorp, Inc. (UNTY) historical total-return data from 1997-01 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.