Wall Street RegretsThe regret calculator.

What if you'd held OSG?

A $1,000 investment in Octave Specialty Group, Inc. (OSG) at the month-end close of 2013-05 would be worth $180 at the close of 2026-08 — -82.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $4,727.

$1,000 since 2013$180Total return-82.0%Multiple0.18×CAGR-12.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$180Gain+$-820 (-82.0%)Multiple0.2×CAGR-12.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2013$1802014$1852015$1852016$3222017$2022018$2842019$2632020$2102021$2952022$2832023$2602024$2752025$3592026$584

    Every year, $1,000 from 2013

    YearValue of $1,000Year return
    2013$1,000
    2014$998-0.2%
    2015$574-42.5%
    2016$916+59.7%
    2017$651-29.0%
    2018$702+7.9%
    2019$878+25.1%
    2020$626-28.7%
    2021$654+4.4%
    2022$710+8.7%
    2023$671-5.5%
    2024$515-23.2%
    2025$317-38.5%
    2026$185-41.6%

    Best and worst month-end to buy

    The best single month-end close to have bought OSG was 2026-04 ($4.43): $1,000 then is $1,025 today. The worst was 2014-02 ($34.56): $1,000 then is $131.

    FAQ

    What would $1,000 in OSG be worth today?

    A $1,000 investment in Octave Specialty Group, Inc. (OSG) at the start of 2013 would be worth about $180 today, a total return of -82.0%. Dividends are reinvested in these figures.

    What were the best and worst years for OSG?

    Octave Specialty Group, Inc. (OSG)'s strongest calendar year since 2013 was 2016, a +59.7% return — $1,000 held through that year became about $1,597 by year-end. Its weakest year was 2015, at -42.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in OSG have grown?

    Investing $100 at the end of every month since 2013-05 would have grown to about $5,171 on $16,000 invested.

    Did OSG beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $4,727. OSG trailed the S&P 500 by +96.2% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Octave Specialty Group, Inc. (OSG) historical total-return data from 2013-05 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.