What if you'd held PFSI?
A $1,000 investment in PennyMac Financial Services, Inc. (PFSI) at the month-end close of 2013-05 would be worth $3,924 at the close of 2026-08 — +292.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $4,727.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2013
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2013 | $1,000 | — |
| 2014 | $986 | -1.4% |
| 2015 | $876 | -11.2% |
| 2016 | $949 | +8.3% |
| 2017 | $1,273 | +34.2% |
| 2018 | $1,234 | -3.1% |
| 2019 | $1,984 | +60.7% |
| 2020 | $3,875 | +95.4% |
| 2021 | $4,173 | +7.7% |
| 2022 | $3,439 | -17.6% |
| 2023 | $5,428 | +57.8% |
| 2024 | $6,340 | +16.8% |
| 2025 | $8,277 | +30.5% |
| 2026 | $4,876 | -41.1% |
Best and worst month-end to buy
The best single month-end close to have bought PFSI was 2016-03 ($10.56): $1,000 then is $7,277 today. The worst was 2025-11 ($133): $1,000 then is $577.
FAQ
What would $1,000 in PFSI be worth today?
A $1,000 investment in PennyMac Financial Services, Inc. (PFSI) at the start of 2013 would be worth about $3,924 today, a total return of +292.4%. Dividends are reinvested in these figures.
What were the best and worst years for PFSI?
PennyMac Financial Services, Inc. (PFSI)'s strongest calendar year since 2013 was 2020, a +95.4% return — $1,000 held through that year became about $1,954 by year-end. Its weakest year was 2026, at -41.1%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in PFSI have grown?
Investing $100 at the end of every month since 2013-05 would have grown to about $47,849 on $16,000 invested.
Did PFSI beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $4,727. PFSI trailed the S&P 500 by +17.0% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
PennyMac Financial Services, Inc. (PFSI) historical total-return data from 2013-05 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.