Wall Street RegretsThe regret calculator.

What if you'd held OSPN?

A $1,000 investment in OneSpan Inc. (OSPN) at the month-end close of 1998-05 would be worth $2,388 at the close of 2026-08 — +138.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $7,066.

$1,000 since 1998$2,388Total return+138.8%Multiple2.4×CAGR+3.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,388Gain+$1,388 (+138.8%)Multiple2.4×CAGR+3.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$2,1072001$3,1242002$7,9972003$17,3112004$7,1752005$2,5372006$1,7032007$1,4172008$6012009$1,6252010$2,6742011$2,0652012$2,5752013$2,0582014$2,1722015$5952016$1,0042017$1,2302018$1,2082019$1,2972020$9812021$8122022$9922023$1,5002024$1,5662025$9062026$1,267

    Every year, $1,000 from 1998

    YearValue of $1,000Year return
    1998$1,000
    1999$2,684+168.4%
    2000$1,811-32.5%
    2001$707-60.9%
    2002$327-53.8%
    2003$788+141.3%
    2004$2,230+182.8%
    2005$3,321+48.9%
    2006$3,992+20.2%
    2007$9,405+135.6%
    2008$3,480-63.0%
    2009$2,115-39.2%
    2010$2,739+29.5%
    2011$2,197-19.8%
    2012$2,749+25.1%
    2013$2,604-5.3%
    2014$9,503+264.9%
    2015$5,636-40.7%
    2016$4,598-18.4%
    2017$4,683+1.8%
    2018$4,363-6.8%
    2019$5,767+32.2%
    2020$6,967+20.8%
    2021$5,703-18.1%
    2022$3,770-33.9%
    2023$3,611-4.2%
    2024$6,246+73.0%
    2025$4,466-28.5%
    2026$5,656+26.7%

    Best and worst month-end to buy

    The best single month-end close to have bought OSPN was 2003-01 ($0.47): $1,000 then is $33,553 today. The worst was 2007-09 ($33.16): $1,000 then is $476.

    FAQ

    What would $1,000 in OSPN be worth today?

    A $1,000 investment in OneSpan Inc. (OSPN) at the start of 1998 would be worth about $2,388 today, a total return of +138.8%. Dividends are reinvested in these figures.

    What were the best and worst years for OSPN?

    OneSpan Inc. (OSPN)'s strongest calendar year since 1998 was 2014, a +264.9% return — $1,000 held through that year became about $3,649 by year-end. Its weakest year was 2008, at -63.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in OSPN have grown?

    Investing $100 at the end of every month since 1998-05 would have grown to about $92,061 on $34,000 invested.

    Did OSPN beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $7,066. OSPN trailed the S&P 500 by +66.2% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    OneSpan Inc. (OSPN) historical total-return data from 1998-05 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.