Wall Street RegretsThe regret calculator.

What if you'd held SBSI?

A $1,000 investment in Southside Bancshares, Inc. (SBSI) at the month-end close of 1998-05 would be worth $12,924 at the close of 2026-08 — +1192.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $7,066.

$1,000 since 1998$12,924Total return+1192.4%Multiple12.9×CAGR+9.5%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$12,924Gain+$11,924 (+1192.4%)Multiple12.9×CAGR+9.5%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$17,6562001$17,8512002$11,1802003$8,8282004$6,5942005$4,9782006$5,2712007$3,8602008$4,5132009$3,8192010$4,2022011$3,5662012$3,3212013$3,0602014$2,1602015$1,8852016$2,0852017$1,2852018$1,3592019$1,3932020$1,1482021$1,3162022$9432023$1,0582024$1,1612025$1,0922026$1,087

    Every year, $1,000 from 1998

    YearValue of $1,000Year return
    1998$1,000
    1999$1,017+1.7%
    2000$1,006-1.1%
    2001$1,606+59.7%
    2002$2,033+26.6%
    2003$2,722+33.9%
    2004$3,606+32.4%
    2005$3,406-5.5%
    2006$4,650+36.5%
    2007$3,978-14.5%
    2008$4,700+18.2%
    2009$4,272-9.1%
    2010$5,033+17.8%
    2011$5,406+7.4%
    2012$5,867+8.5%
    2013$8,311+41.7%
    2014$9,522+14.6%
    2015$8,611-9.6%
    2016$13,967+62.2%
    2017$13,206-5.4%
    2018$12,889-2.4%
    2019$15,633+21.3%
    2020$13,644-12.7%
    2021$19,039+39.5%
    2022$16,972-10.9%
    2023$15,461-8.9%
    2024$16,433+6.3%
    2025$16,511+0.5%
    2026$17,950+8.7%

    Best and worst month-end to buy

    The best single month-end close to have bought SBSI was 2000-08 ($1.56): $1,000 then is $20,712 today. The worst was 2026-06 ($35.19): $1,000 then is $918.

    FAQ

    What would $1,000 in SBSI be worth today?

    A $1,000 investment in Southside Bancshares, Inc. (SBSI) at the start of 1998 would be worth about $12,924 today, a total return of +1192.4%. Dividends are reinvested in these figures.

    What were the best and worst years for SBSI?

    Southside Bancshares, Inc. (SBSI)'s strongest calendar year since 1998 was 2016, a +62.2% return — $1,000 held through that year became about $1,622 by year-end. Its weakest year was 2007, at -14.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in SBSI have grown?

    Investing $100 at the end of every month since 1998-05 would have grown to about $165,399 on $34,000 invested.

    Did SBSI beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $7,066. SBSI beat the S&P 500 by +82.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Southside Bancshares, Inc. (SBSI) historical total-return data from 1998-05 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.