What if you'd held PDT?
A $1,000 investment in John Hancock Premium Dividend Fund (PDT) at the month-end close of 1989-12 would be worth $22,059 at the close of 2026-08 — +2105.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $21,811.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1989
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1989 | $1,000 | — |
| 1990 | $787 | -21.3% |
| 1991 | $1,159 | +47.3% |
| 1992 | $1,254 | +8.2% |
| 1993 | $1,439 | +14.8% |
| 1994 | $1,204 | -16.3% |
| 1995 | $1,645 | +36.6% |
| 1996 | $1,804 | +9.7% |
| 1997 | $2,074 | +15.0% |
| 1998 | $2,258 | +8.8% |
| 1999 | $1,803 | -20.2% |
| 2000 | $2,346 | +30.1% |
| 2001 | $2,637 | +12.4% |
| 2002 | $2,555 | -3.1% |
| 2003 | $3,218 | +25.9% |
| 2004 | $3,512 | +9.1% |
| 2005 | $3,287 | -6.4% |
| 2006 | $3,936 | +19.7% |
| 2007 | $3,642 | -7.5% |
| 2008 | $2,841 | -22.0% |
| 2009 | $4,388 | +54.4% |
| 2010 | $5,526 | +25.9% |
| 2011 | $6,976 | +26.2% |
| 2012 | $7,521 | +7.8% |
| 2013 | $7,100 | -5.6% |
| 2014 | $9,080 | +27.9% |
| 2015 | $9,808 | +8.0% |
| 2016 | $12,292 | +25.3% |
| 2017 | $14,907 | +21.3% |
| 2018 | $13,050 | -12.5% |
| 2019 | $18,182 | +39.3% |
| 2020 | $15,607 | -14.2% |
| 2021 | $19,668 | +26.0% |
| 2022 | $16,469 | -16.3% |
| 2023 | $14,905 | -9.5% |
| 2024 | $19,374 | +30.0% |
| 2025 | $20,863 | +7.7% |
| 2026 | $22,059 | +5.7% |
Best and worst month-end to buy
The best single month-end close to have bought PDT was 1990-11 ($0.44): $1,000 then is $29,110 today. The worst was 2026-02 ($13.06): $1,000 then is $976.
FAQ
What would $1,000 in PDT be worth today?
A $1,000 investment in John Hancock Premium Dividend Fund (PDT) at the start of 1989 would be worth about $22,059 today, a total return of +2105.9%. Dividends are reinvested in these figures.
What were the best and worst years for PDT?
John Hancock Premium Dividend Fund (PDT)'s strongest calendar year since 1989 was 2009, a +54.4% return — $1,000 held through that year became about $1,544 by year-end. Its weakest year was 2008, at -22.0%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in PDT have grown?
Investing $100 at the end of every month since 1989-12 would have grown to about $321,892 on $44,100 invested.
Did PDT beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $21,811. PDT beat the S&P 500 by +1.1% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
John Hancock Premium Dividend Fund (PDT) historical total-return data from 1989-12 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.