What if you'd held RY?
A $1,000 investment in Royal Bank Of Canada (RY) at the month-end close of 1995-10 would be worth $117,966 at the close of 2026-08 — +11696.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $13,255.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1995
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1995 | $1,000 | — |
| 1996 | $1,561 | +56.1% |
| 1997 | $2,450 | +56.9% |
| 1998 | $2,389 | -2.5% |
| 1999 | $2,194 | -8.1% |
| 2000 | $3,533 | +61.0% |
| 2001 | $3,550 | +0.5% |
| 2002 | $4,194 | +18.2% |
| 2003 | $5,667 | +35.1% |
| 2004 | $6,628 | +17.0% |
| 2005 | $10,033 | +51.4% |
| 2006 | $12,644 | +26.0% |
| 2007 | $13,989 | +10.6% |
| 2008 | $8,483 | -39.4% |
| 2009 | $16,050 | +89.2% |
| 2010 | $16,267 | +1.3% |
| 2011 | $16,456 | +1.2% |
| 2012 | $20,294 | +23.3% |
| 2013 | $23,533 | +16.0% |
| 2014 | $25,100 | +6.7% |
| 2015 | $20,267 | -19.3% |
| 2016 | $26,717 | +31.8% |
| 2017 | $33,106 | +23.9% |
| 2018 | $28,844 | -12.9% |
| 2019 | $34,661 | +20.2% |
| 2020 | $37,578 | +8.4% |
| 2021 | $50,394 | +34.1% |
| 2022 | $46,367 | -8.0% |
| 2023 | $52,022 | +12.2% |
| 2024 | $64,400 | +23.8% |
| 2025 | $93,511 | +45.2% |
| 2026 | $115,344 | +23.3% |
Best and worst month-end to buy
The best single month-end close to have bought RY was 1995-10 ($1.76): $1,000 then is $117,966 today. The worst was 2026-07 ($210): $1,000 then is $988.
FAQ
What would $1,000 in RY be worth today?
A $1,000 investment in Royal Bank Of Canada (RY) at the start of 1995 would be worth about $117,966 today, a total return of +11696.6%. Dividends are reinvested in these figures.
What were the best and worst years for RY?
Royal Bank Of Canada (RY)'s strongest calendar year since 1995 was 2009, a +89.2% return — $1,000 held through that year became about $1,892 by year-end. Its weakest year was 2008, at -39.4%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in RY have grown?
Investing $100 at the end of every month since 1995-10 would have grown to about $664,048 on $37,100 invested.
Did RY beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $13,255. RY beat the S&P 500 by +790.0% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Royal Bank Of Canada (RY) historical total-return data from 1995-10 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.