What if you'd held PRAA?
A $1,000 investment in PRA Group, Inc. (PRAA) at the month-end close of 2002-11 would be worth $3,375 at the close of 2026-08 — +237.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $8,232.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2002
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2002 | $1,000 | — |
| 2003 | $1,456 | +45.6% |
| 2004 | $2,260 | +55.2% |
| 2005 | $2,546 | +12.7% |
| 2006 | $2,559 | +0.5% |
| 2007 | $2,214 | -13.5% |
| 2008 | $1,889 | -14.7% |
| 2009 | $2,504 | +32.5% |
| 2010 | $4,199 | +67.7% |
| 2011 | $3,771 | -10.2% |
| 2012 | $5,966 | +58.2% |
| 2013 | $8,851 | +48.3% |
| 2014 | $9,704 | +9.6% |
| 2015 | $5,811 | -40.1% |
| 2016 | $6,549 | +12.7% |
| 2017 | $5,561 | -15.1% |
| 2018 | $4,082 | -26.6% |
| 2019 | $6,080 | +49.0% |
| 2020 | $6,643 | +9.3% |
| 2021 | $8,410 | +26.6% |
| 2022 | $5,658 | -32.7% |
| 2023 | $4,389 | -22.4% |
| 2024 | $3,499 | -20.3% |
| 2025 | $2,963 | -15.3% |
| 2026 | $3,256 | +9.9% |
Best and worst month-end to buy
The best single month-end close to have bought PRAA was 2002-11 ($5.76): $1,000 then is $3,375 today. The worst was 2015-07 ($63.55): $1,000 then is $306.
FAQ
What would $1,000 in PRAA be worth today?
A $1,000 investment in PRA Group, Inc. (PRAA) at the start of 2002 would be worth about $3,375 today, a total return of +237.5%. Dividends are reinvested in these figures.
What were the best and worst years for PRAA?
PRA Group, Inc. (PRAA)'s strongest calendar year since 2002 was 2010, a +67.7% return — $1,000 held through that year became about $1,677 by year-end. Its weakest year was 2015, at -40.1%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in PRAA have grown?
Investing $100 at the end of every month since 2002-11 would have grown to about $27,739 on $28,600 invested.
Did PRAA beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $8,232. PRAA trailed the S&P 500 by +59.0% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
PRA Group, Inc. (PRAA) historical total-return data from 2002-11 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.