Wall Street RegretsThe regret calculator.

What if you'd held SAFT?

A $1,000 investment in Safety Insurance Group, Inc. (SAFT) at the month-end close of 2002-11 would be worth $20,629 at the close of 2026-08 — +1962.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $8,232.

$1,000 since 2002$20,629Total return+1962.9%Multiple20.6×CAGR+13.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$20,629Gain+$19,629 (+1962.9%)Multiple20.6×CAGR+13.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2002$20,6292003$18,4602004$15,1632005$8,1162006$6,1972007$4,8462008$6,4852009$5,9832010$5,9862011$4,3462012$4,8872013$4,0762014$3,1912015$2,6792016$2,8932017$2,1162018$1,8622019$1,7622020$1,5032021$1,7042022$1,4942023$1,4492024$1,5312025$1,3522026$1,363

    Every year, $1,000 from 2002

    YearValue of $1,000Year return
    2002$1,000
    2003$1,217+21.7%
    2004$2,275+86.8%
    2005$2,979+31.0%
    2006$3,809+27.9%
    2007$2,847-25.3%
    2008$3,086+8.4%
    2009$3,084-0.1%
    2010$4,248+37.7%
    2011$3,777-11.1%
    2012$4,529+19.9%
    2013$5,784+27.7%
    2014$6,889+19.1%
    2015$6,381-7.4%
    2016$8,722+36.7%
    2017$9,914+13.7%
    2018$10,476+5.7%
    2019$12,280+17.2%
    2020$10,831-11.8%
    2021$12,355+14.1%
    2022$12,742+3.1%
    2023$12,059-5.4%
    2024$13,658+13.3%
    2025$13,544-0.8%
    2026$18,460+36.3%

    Best and worst month-end to buy

    The best single month-end close to have bought SAFT was 2002-11 ($5.02): $1,000 then is $20,629 today. The worst was 2026-08 ($104): $1,000 then is $1,000.

    FAQ

    What would $1,000 in SAFT be worth today?

    A $1,000 investment in Safety Insurance Group, Inc. (SAFT) at the start of 2002 would be worth about $20,629 today, a total return of +1962.9%. Dividends are reinvested in these figures.

    What were the best and worst years for SAFT?

    Safety Insurance Group, Inc. (SAFT)'s strongest calendar year since 2002 was 2004, a +86.8% return — $1,000 held through that year became about $1,868 by year-end. Its weakest year was 2007, at -25.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in SAFT have grown?

    Investing $100 at the end of every month since 2002-11 would have grown to about $128,042 on $28,600 invested.

    Did SAFT beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $8,232. SAFT beat the S&P 500 by +150.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Safety Insurance Group, Inc. (SAFT) historical total-return data from 2002-11 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.