Wall Street RegretsThe regret calculator.

What if you'd held PSEC?

A $1,000 investment in Prospect Capital Corporation (PSEC) at the month-end close of 2004-07 would be worth $1,884 at the close of 2026-08 — +88.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,996.

$1,000 since 2004$1,884Total return+88.4%Multiple1.9×CAGR+2.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,884Gain+$884 (+88.4%)Multiple1.9×CAGR+2.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2004$1,8842005$2,3392006$1,7632007$1,4262008$1,7032009$1,6482010$1,4312011$1,4112012$1,4562013$1,1242014$9672015$1,1542016$1,1972017$8792018$9712019$9322020$8192021$8492022$4962023$5432024$5662025$6922026$972

    Every year, $1,000 from 2004

    YearValue of $1,000Year return
    2004$1,000
    2005$1,326+32.6%
    2006$1,640+23.7%
    2007$1,373-16.3%
    2008$1,419+3.3%
    2009$1,634+15.2%
    2010$1,658+1.5%
    2011$1,606-3.1%
    2012$2,080+29.5%
    2013$2,419+16.3%
    2014$2,027-16.2%
    2015$1,954-3.6%
    2016$2,661+36.2%
    2017$2,410-9.5%
    2018$2,508+4.1%
    2019$2,854+13.8%
    2020$2,754-3.5%
    2021$4,717+71.3%
    2022$4,311-8.6%
    2023$4,132-4.1%
    2024$3,381-18.2%
    2025$2,405-28.9%
    2026$2,339-2.8%

    Best and worst month-end to buy

    The best single month-end close to have bought PSEC was 2005-01 ($0.87): $1,000 then is $2,586 today. The worst was 2021-11 ($4.58): $1,000 then is $492.

    FAQ

    What would $1,000 in PSEC be worth today?

    A $1,000 investment in Prospect Capital Corporation (PSEC) at the start of 2004 would be worth about $1,884 today, a total return of +88.4%. Dividends are reinvested in these figures.

    What were the best and worst years for PSEC?

    Prospect Capital Corporation (PSEC)'s strongest calendar year since 2004 was 2021, a +71.3% return — $1,000 held through that year became about $1,713 by year-end. Its weakest year was 2025, at -28.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in PSEC have grown?

    Investing $100 at the end of every month since 2004-07 would have grown to about $30,310 on $26,600 invested.

    Did PSEC beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,996. PSEC trailed the S&P 500 by +73.1% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Prospect Capital Corporation (PSEC) historical total-return data from 2004-07 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.