Wall Street RegretsThe regret calculator.

What if you'd held PYT?

A $1,000 investment in PPlus Tr GSC-2 Tr Ctf Fltg Rate (PYT) at the month-end close of 2004-07 would be worth $2,425 at the close of 2026-08 — +142.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,996.

$1,000 since 2004$2,425Total return+142.5%Multiple2.4×CAGR+4.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,425Gain+$1,425 (+142.5%)Multiple2.4×CAGR+4.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2004$2,4252005$2,3962006$2,6602007$2,2892008$2,7522009$5,0152010$2,3412011$2,2762012$2,6012013$2,2252014$2,2062015$1,8152016$1,7342017$1,6782018$1,5372019$1,5972020$1,2882021$1,2502022$1,1762023$1,3702024$1,2372025$1,1422026$1,056

    Every year, $1,000 from 2004

    YearValue of $1,000Year return
    2004$1,000
    2005$901-9.9%
    2006$1,047+16.2%
    2007$870-16.8%
    2008$478-45.1%
    2009$1,023+114.2%
    2010$1,053+2.9%
    2011$921-12.5%
    2012$1,077+16.9%
    2013$1,086+0.8%
    2014$1,320+21.5%
    2015$1,382+4.7%
    2016$1,428+3.4%
    2017$1,559+9.1%
    2018$1,500-3.8%
    2019$1,860+24.0%
    2020$1,916+3.0%
    2021$2,036+6.3%
    2022$1,749-14.1%
    2023$1,937+10.8%
    2024$2,097+8.3%
    2025$2,269+8.2%
    2026$2,396+5.6%

    Best and worst month-end to buy

    The best single month-end close to have bought PYT was 2008-11 ($4.46): $1,000 then is $5,307 today. The worst was 2026-08 ($23.67): $1,000 then is $1,000.

    FAQ

    What would $1,000 in PYT be worth today?

    A $1,000 investment in PPlus Tr GSC-2 Tr Ctf Fltg Rate (PYT) at the start of 2004 would be worth about $2,425 today, a total return of +142.5%. Dividends are reinvested in these figures.

    What were the best and worst years for PYT?

    PPlus Tr GSC-2 Tr Ctf Fltg Rate (PYT)'s strongest calendar year since 2004 was 2009, a +114.2% return — $1,000 held through that year became about $2,142 by year-end. Its weakest year was 2008, at -45.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in PYT have grown?

    Investing $100 at the end of every month since 2004-07 would have grown to about $51,018 on $26,600 invested.

    Did PYT beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,996. PYT trailed the S&P 500 by +65.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    PPlus Tr GSC-2 Tr Ctf Fltg Rate (PYT) historical total-return data from 2004-07 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.