Wall Street RegretsThe regret calculator.

What if you'd held RIV?

A $1,000 investment in RiverNorth Opportunities Fund, Inc. (RIV) at the month-end close of 2016-01 would be worth $2,449 at the close of 2026-08 — +144.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $3,973.

$1,000 since 2016$2,449Total return+144.9%Multiple2.4×CAGR+8.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,449Gain+$1,449 (+144.9%)Multiple2.4×CAGR+8.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2016$2,4492017$2,1692018$1,8212019$1,9752020$1,7112021$1,5012022$1,3292023$1,4992024$1,4622025$1,2302026$1,028

    Every year, $1,000 from 2016

    YearValue of $1,000Year return
    2016$1,000
    2017$1,191+19.1%
    2018$1,098-7.8%
    2019$1,268+15.4%
    2020$1,445+14.0%
    2021$1,632+12.9%
    2022$1,447-11.3%
    2023$1,484+2.6%
    2024$1,764+18.8%
    2025$2,110+19.6%
    2026$2,169+2.8%

    Best and worst month-end to buy

    The best single month-end close to have bought RIV was 2016-02 ($4.12): $1,000 then is $2,675 today. The worst was 2026-06 ($11.40): $1,000 then is $967.

    FAQ

    What would $1,000 in RIV be worth today?

    A $1,000 investment in RiverNorth Opportunities Fund, Inc. (RIV) at the start of 2016 would be worth about $2,449 today, a total return of +144.9%. Dividends are reinvested in these figures.

    What were the best and worst years for RIV?

    RiverNorth Opportunities Fund, Inc. (RIV)'s strongest calendar year since 2016 was 2025, a +19.6% return — $1,000 held through that year became about $1,196 by year-end. Its weakest year was 2022, at -11.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in RIV have grown?

    Investing $100 at the end of every month since 2016-01 would have grown to about $20,172 on $12,800 invested.

    Did RIV beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $3,973. RIV trailed the S&P 500 by +38.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    RiverNorth Opportunities Fund, Inc. (RIV) historical total-return data from 2016-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.